Delta County property record for 552 20th St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,447 sqft · built 2006 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Jan 2019) |
| Tax Bill | $1,520 (2025) |
| Deeds & Mortgages | Oct 2007 Mortgage Jul 2006 Mortgage + 7 more |
| Flood Zone | Zone D (undetermined) |
| APN | R021389 |
| Primary APN | R021389 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,447 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R021389 |
|---|---|
| Street Address | 552 20TH ST |
| City | DELTA |
| State | CO |
| Zip | 81416-8418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 552 E 20TH ST DELTA 81416 SUBDIVISION: EMERALD HILLS #2 LOT: 13 TOTAL 0.16 AC+- LOT 13 EMERALD HILLS FILING #2. PT NW4 SEC 30 T15S R95W 6PM BK 783 PG 183 PLAT 19-65 & 66 PLAT 33-88 R-601215 R-608507 R-608508 R-704909 R708414 R-713045 R-721634 SOA R-7 |
| Legal Subdivision | EMERALD HILLS #2 |
| Legal Lot Number | 13 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 965100 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1492 1600 RD, DELTA, CO 81416-8504 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2007 | Deed of Trust, Mortgage BANK OF WEST |
| Jul 27, 2006 | Deed of Trust, Mortgage HOME LOAN INVESTMENT CO |
| Oct 10, 2006 | Deed of Trust, Mortgage BANK OF THE WEST |
| Sep 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Aug 19, 2019 | Bargain and Sale Deed, Transfer |
| Jan 17, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jul 26, 2018 | Condominium Deed, Transfer |
| Oct 10, 2006 | Warranty Deed, Subdivision Related Transfer |
| Oct 10, 2006 | Warranty Deed, Transfer · Conventional Mortgage BANK OF THE WEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2019 · Amount on Record |
| Deed Sale | Jan 17, 2019 · Amount on Record |
| Prior Sale | Oct 10, 2006 · Amount on Record |
| Deed Document Number | 2019708414 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 552 20TH ST, DELTA, CO 81416-8418 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | DRI TITLE AND ESCROW, DRI TITLE &ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000619518 |
|---|---|
| Date | Oct 9, 2007 |
| Instrument | 619518 |
| Name | BANK OF WEST |
|---|---|
| Address | DELTA, CO 81416 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 2, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 552 20TH ST, DELTA, CO 81416-8418 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000606057 |
|---|---|
| Date | Jul 27, 2006 |
| Instrument | 606057 |
| Name | HOME LOAN INVESTMENT CO |
|---|---|
| Address | GRAND JUNCTION, CO 81501 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 552 20TH ST, DELTA, CO 81416-8418 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000608510 |
|---|---|
| Date | Oct 10, 2006 |
| Instrument | 608510 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | DELTA, CO 81416 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 15, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 2, 2020 |
| Property Address | 552 20TH ST, DELTA, CO 81416-8418 |
| Document Number | 0000721635 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 721635 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 552 20TH ST, DELTA, CO 81416-8418 |
| Document Number | 0000721636 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 721636 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 19, 2019 |
| Property Address | 552 20TH ST, DELTA, CO 81416-8418 |
| Document Number | 0000713045 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 713045 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2229 5100 RD, DELTA, CO 81416-9428 |
| Name | Verified Name |
|---|---|
| Address | 2229 5100 RD, DELTA, CO 81416-9428 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 17, 2019 |
| Property Address | 552 20TH ST, DELTA, CO 81416-8418 |
| Document Number | 0000708414 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 708414 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2229 5100 RD, DELTA, CO 81416-9428 |
| Document Number | 0000708415 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 708415 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2034 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jul 26, 2018 |
| Property Address | 552 20TH ST, DELTA, CO 81416-8418 |
| Document Number | 0000704909 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 704909 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 13505 CALIFONIA ST, OMAHA, NE 68154-5247 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 10, 2006 |
| Property Address | 552 20TH ST, DELTA, CO 81416-8418 |
| Document Number | 0000608508 |
| Instrument Date | Oct 4, 2006 |
| Instrument | 608508 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $16.73 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 552 20TH ST, DELTA, CO 81416-8418 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 10, 2006 |
| Property Address | 552 20TH ST, DELTA, CO 81416-8418 |
| Document Number | 0000608507 |
| Instrument Date | Oct 3, 2006 |
| Instrument | 608507 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 23 2/10 RD, GRAND JUNCTION, CO 81505-8707 |
| Investor | Possibly a Property Investor |
| Document Number | 0000608509 |
|---|---|
| Date | Oct 10, 2006 |
| Instrument | 608509 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2036 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,520.00 (+13.77%) | $22,337 (+10.57%) Land $3,125 Building $19,212 | $357,391 (+18.53%) Land $50,000 Building $307,391 |
| 2024 | $1,336.00 (+3.89%) | $20,201 (-) Land $2,833 Building $17,368 | |
| 2023 | $1,286.00 (+18.09%) | $20,201 (+19.72%) Land $2,833 Building $17,368 | $301,512 (+24.19%) Land $42,286 Building $259,226 |
| 2022 | $1,089.00 | $16,874 Land $2,189 Building $14,685 | $242,792 Land $31,500 Building $211,292 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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