Delta County property record for 540 20th St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,192 sqft · built 2005 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Trust Name on File |
| Last Sale | $145,000 (Jul 2014) |
| Tax Bill | $1,326 (2025) |
| Deeds & Mortgages | Nov 2014 Transfer Jul 2014 Sale + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | R017328 |
| Primary APN | R017328 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,192 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R017328 |
|---|---|
| Street Address | 540 20TH ST |
| City | DELTA |
| State | CO |
| Zip | 81416-8407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 540 E 20TH ST DELTA 81416 S: 30 T: 15S R: 95W SUBDIVISION: EMERALD HILLS SUBDIVISION LOT: 10 TOTAL AC 0.14+- (N70.0, S70.0, E90.53, W90.0) LOT 10 EMERALD HILLS SUBD IN PT W2 SEC 30 T15S R95W 6PM BK 783 PG 183 PLAT BK 19 PGS 65 & 66 R-584268 R-591126 |
| Legal Subdivision | EMERALD HILLS SUBDIVISION |
| Legal Lot Number | 10 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 965100 |
540 20th St is held in a trust since November 2014.
Source: Delta County records, as of May 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 26018 MOSS ROCK RD, HOTCHKISS, CO 81419-6707 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2014 | Intrafamily Transfer, Transfer |
| Jul 17, 2014 | Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Nov 8, 2013 | Beneficiary Deed, Transfer |
| Jul 20, 2005 | Warranty Deed, Transfer MERIDIAN LAND TITLE LLC |
| Jul 20, 2005 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2014 · Amount on File |
| Deed Sale | Jul 17, 2014 · Amount on File |
| Prior Sale | Jul 20, 2005 · Amount on File |
| Deed Document Number | 2014674754 |
| Last Transfer Date | Nov 18, 2014 |
| Transfer Doc | 0000677178 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 26, 2014 |
| Property Address | 540 20TH ST, DELTA, CO 81416-8407 |
| Document Number | 0000677178 |
| Map Reference | DOC510596 |
| Instrument Date | Nov 18, 2014 |
| Instrument | 677178 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 41400 STEWART MESA RD, PAONIA, CO 81428-6424 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jul 17, 2014 |
| Property Address | 540 20TH ST, DELTA, CO 81416-8407 |
| Document Number | 0000674754 |
| Map Reference | DOC510596 |
| Instrument Date | Jul 17, 2014 |
| Instrument | 674754 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 41400 STEWART MESA RD, PAONIA, CO 81428-6424 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 8, 2013 |
| Property Address | 540 20TH ST, DELTA, CO 81416-8407 |
| Document Number | 0000670321 |
| Instrument Date | Nov 7, 2013 |
| Instrument | 670321 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 540 20TH ST, DELTA, CO 81416-8407 |
| Name | Verified Name |
|---|---|
| Address | 3690 5675 RD, OLATHE, CO 81425-9727 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jul 20, 2005 |
| Property Address | 540 20TH ST, DELTA, CO 81416-8407 |
| Document Number | 0000593651 |
| Instrument Date | Jun 30, 2005 |
| Instrument | 593651 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | MERIDIAN LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1548 INDEPENDENT AVE # 4, 4, GRAND JUNCTION, CO 81505-7258 |
| Name | Verified Name |
|---|---|
| Address | 1548 INDEPENDENT AVE UNIT 4, 4, GRAND JUNCTION, CO 81505-7258 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jul 20, 2005 |
| Property Address | 540 20TH ST, DELTA, CO 81416-8407 |
| Document Number | 0000593652 |
| Instrument Date | Jun 30, 2005 |
| Instrument | 593652 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $14.07 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1548 INDEPENDENT AVE # 4, 4, GRAND JUNCTION, CO 81505-7258 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 540 20TH ST, DELTA, CO 81416-8407 |
The 2025 property tax bill for 540 20th St was $1,326, up 15.3% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,326.00 (+15.3%) | $19,493 (+12.11%) Land $3,125 Building $16,368 | $311,884 Land $50,000 Building $261,884 |
| 2024 | $1,150.00 (+3.88%) | $17,388 (-) Land $2,764 Building $14,624 | |
| 2023 | $1,107.00 (+26.37%) | $17,388 (+28.01%) Land $2,764 Building $14,624 | $259,520 (+32.78%) Land $41,257 Building $218,263 |
| 2022 | $876.00 | $13,583 Land $2,189 Building $11,394 | $195,446 Land $31,500 Building $163,946 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 540 20th St in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 20th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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