St. Johns County property record for 56 Water St, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,942 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Last Sale | $1,700,000 (2025) |
| Tax Bill | $24,986.00 (2025) |
| Primary APN | 195550-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Building Area | 2,942 sqft Living Area |
| 1st Floor | 1,446 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1872 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 253 ft x 60 ft Depth x Width |
| Deck Area | 110 sqft Deck |
| Porch Area | 418 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 56 WATER ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2887 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ABBOTT TR CITY E10FT OF LOT 1 & 2 & ALL LOT 13 BLK J OR6273/1056 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 18 |
| Legal Subdivision | ABBOTT TRACT |
| Legal Block | J |
| Legal Lot Number | 1-2,1 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 20200 |
Source: St. Johns County records · APN 195550-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5601 COJIMAR DR, MCKINNEY, TX 75070-2126 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 19, 2022 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| Dec 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jul 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 07, 2019 | Warranty Deed, Transfer ACHIEVA CU |
| May 08, 2018 | Trustee's Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on Record |
| Deed Sale | Dec 16, 2025 · Amount on Record |
| Prior Sale | Jul 18, 2023 · Amount on Record |
| Deed Doc Number | 2025101625 |
| Deed Book / Page | 6273 / 1056 |
| Prior Transfer Date | Mar 08, 2004 |
| Prior Transfer Doc | 0021520168 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 56 WATER ST, SAINT AUGUSTINE, FL 32084-2887 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 56 WATER ST, SAINT AUGUSTINE, FL 32084-2887 |
| Document Number | 0052630738 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 5263/738 |
| Instrument | 2021053486 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | CLEARWATER, FL 33761 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Feb 17, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 56 WATER ST, SAINT AUGUSTINE, FL 32084-2887 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 56 WATER ST, SAINT AUGUSTINE, FL 32084-2887 |
| Document Number | 0052611882 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 5261/1882 |
| Instrument | 2021052836 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 56 WATER ST, SAINT AUGUSTINE, FL 32084-2887 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 56 WATER ST, ST AUGUSTINE, FL 32084-2887 |
| Document Number | 0055611307 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 5561/1307 |
| Instrument | 2022050892 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 11, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 16, 2025 |
| Property Address | 56 WATER ST, SAINT AUGUSTINE, FL 32084-2887 |
| Document Number | 0062731056 |
| Book / Page | 6273 / 1056 |
| Map Reference | MB 48 PG 472 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2025101625 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 152 ASHTON OAKS DR, ST AUGUSTINE, FL 32092-0831 |
| Name | Verified Name |
|---|---|
| Address | 5601 COJIMAR DR, MCKINNEY, TX 75070-2126 |
| Document Number | 0062731058 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 6273/1058 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 18, 2023 |
| Property Address | 56 WATER ST, SAINT AUGUSTINE, FL 32084-2887 |
| Document Number | 0057931484 |
| Book / Page | 5793 / 1484 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 2023055842 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,340.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56 WATER ST, SAINT AUGUSTINE, FL 32084-2887 |
| Name | Verified Name |
|---|---|
| Address | 56 WATER ST, SAINT AUGUSTINE, FL 32084-2887 |
| Document Number | 0057931486 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 5793/1486 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 07, 2019 |
| Property Address | 56 WATER ST, SAINT AUGUSTINE, FL 32084-2887 |
| Document Number | 0046771409 |
| Book / Page | 004677 / 001409 |
| Instrument Date | Feb 07, 2019 |
| Instrument | 8786 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2019 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2 COLEMAN DR ST AUGUSTINE FL 320842873, ST AUGUSTINE, FL 32084-2873 |
| Document Number | 46771412 |
|---|---|
| Date | Feb 07, 2019 |
| Book Page | 004677/001412 |
| Instrument | 8787 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 06, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 08, 2018 |
| Property Address | 56 WATER ST, SAINT AUGUSTINE, FL 32084-2887 |
| Document Number | 0045431653 |
| Book / Page | 004543 / 001653 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 31597 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,423.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 118 AVENIDA MENENDEZ ST AUGUSTINE FL 320844403, ST AUGUSTINE, FL 32084-4403 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,372,582 (+4.89%) Land $330,720 Building $1,041,862 | $1,372,582 (+4.89%) Land $330,720 Building $1,041,862 | |
| 2025 | $24,986.00 (+6.44%) Homeowner's exemption | $1,308,537 (+1.85%) | $1,308,537 (+1.85%) Land $330,720 Building $977,817 |
| 2024 | $23,475.00 (+137.46%) Homeowner's exemption | $1,284,797 (+131.67%) | $1,284,797 (+25.34%) Land $330,720 Building $954,077 |
| 2023 | $9,886.00 (+6.78%) Homeowner's exemption | $554,590 (+6.65%) | $1,025,074 (+91.76%) Land $302,100 Building $722,974 |
| 2022 | $9,258.00 Homeowner's exemption | $519,990 | $534,568 Land $302,736 Building $231,832 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Abbott Tract Historic District (Additional Documentation) listed 1983 · 122 contributing resources · NRIS 83001438 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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