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47 Water St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 47 Water St, Saint Augustine, FL 32084 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 1995
Square Footage3,836 sqft Living Area
Lot Size18,730 sqft (0.43 acres)
OccupancyOwner Occupied
Last Sale$125,000 (2010)
Tax Bill$17,461.00 (2025)

Property Details

APN / Parcel Number

Primary APN195770-0000

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures19 Plumbing Fixtures
Building Area3,836 sqft Living Area
1st Floor1,384 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1995
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area18,730 sqft (0.43 acres)
Depth X Width250 ft x 70 ft Depth x Width
Garage TypeDetached Garage
Garage Area324 sqft Garage

Exterior Amenities

Pool Area850 sqft Pool
Deck Area70 sqft Deck
Patio Area824 sqft Patio
Porch Area530 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address47 WATER ST
CitySAINT AUGUSTINE
StateFL
Zip32084-2888
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionABBOTT TRACT CITY LOT 5 & ALL LOT 6 (EX E130FT OF S22FT & EX S16 OF W100FT IN OR3483/66) BLK L OR3176/1638 & 4651/341 & 4939/734(C/D)
Legal Range30E
Legal Township07S
Legal Section18
Legal SubdivisionABBOTT TRACT
Legal Block2
Legal Lot Number5,6
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2005
Census Tract20200

Owner

Source: St. Johns County records · APN 195770-0000

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address47 WATER ST, ST AUGUSTINE, FL 32084-2888
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 05, 2024Deed of Trust, Mortgage · Line of Credit
CLIMATE FIRST BANK
May 08, 2020Correction Deed
ATTORNEY ONLY
Dec 07, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Feb 13, 2018Loan Modification, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN
Jul 05, 2017Loan Modification, Mortgage
ATTORNEY ONLY
May 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2010 · Amount on Record
Deed SaleJun 25, 2010 · Amount on Record
Prior SaleMar 25, 2009 · Amount on Record
Deed Doc Number201030288
Deed Book / Page3327 / 1074
Last Transfer DateJun 04, 2026
Transfer Doc0000051107
Record RefreshedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateJun 15, 2026
Property Address47 WATER ST, SAINT AUGUSTINE, FL 32084-2888
Document Number0000051107
Book / Page6383 / 1662
Instrument DateJun 04, 2026
Instrument202651107
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 WATER ST, SAINT AUGUSTINE, FL 32084-2888

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address47 WATER ST, SAINT AUGUSTINE, FL 32084-2888
Transaction TypeMortgage
Record UpdatedMar 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 WATER ST, SAINT AUGUSTINE, FL 32084-2888

Mortgage

Document Number0059100251
DateMar 05, 2024
Book Page5910/251
Instrument2024016461
Lender
NameCLIMATE FIRST BANK
TypeBank
AddressEUSTIS, FL 32726
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionST JOHNS FL
Recording DateMay 08, 2020
Property Address47 WATER ST, SAINT AUGUSTINE, FL 32084-2888
Document Number0049390734
Book / Page004939 / 000734
Instrument DateApr 23, 2020
Instrument35703
Record UpdatedJul 09, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address47 WATER ST ST AUGUSTINE FL 320842888, ST AUGUSTINE, FL 32084-2888

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 07, 2018
Property Address47 WATER ST, SAINT AUGUSTINE, FL 32084-2888
Document Number0046510341
Book / Page004651 / 000341
Instrument DateNov 20, 2018
Instrument87515
Transaction TypeTransfer
Record UpdatedDec 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 WATER ST ST AUGUSTINE FL 320842888, ST AUGUSTINE, FL 32084-2888

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address47 WATER ST, SAINT AUGUSTINE, FL 32084-2888
Document Number0045020954
Book / Page004502 / 000954
Instrument DateFeb 13, 2018
Transaction TypeMortgage
Record UpdatedFeb 23, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address47 WATER ST ST AUGUSTINE FL 320842888, ST AUGUSTINE, FL 32084-2888

Mortgage

Document Number0045020954
DateFeb 13, 2018
Book Page004502/000954
Instrument9762
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 12, 2048

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address47 WATER ST, SAINT AUGUSTINE, FL 32084-2888
Document Number0044040834
Book / Page004404 / 000834
Instrument DateJul 05, 2017
Transaction TypeMortgage
Record UpdatedJul 27, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address47 WATER ST ST AUGUSTINE FL 320842888, ST AUGUSTINE, FL 32084-2888

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address47 WATER ST, SAINT AUGUSTINE, FL 32084-2888
Document Number0043860067
Book / Page004386 / 000067
Instrument DateMay 15, 2017
Transaction TypeMortgage
Record UpdatedJun 22, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address47 WATER ST ST AUGUSTINE FL 320842888, ST AUGUSTINE, FL 32084-2888

Mortgage

Document Number0043860067
DateJun 07, 2017
Book Page004386/000067
Instrument39484
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 06, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$944,630 (+2.7%)$2,075,194 (-0.51%) Land $1,065,750 Building $1,009,444
2025$17,461.00 (+7.56%) Homeowner's exemption$919,796 (+5.99%)$2,085,760 (+34.84%) Land $1,065,750 Building $1,020,010
2024$16,234.00 (+2.27%)
2023$15,874.00 (+2.76%) Homeowner's exemption$867,839 (+3%)$1,546,860 (+24.56%) Land $598,062 Building $948,798
2022$15,447.00 Homeowner's exemption$842,562$1,241,827 Land $523,810 Building $718,017

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Abbott Tract Historic District (Additional Documentation)
listed 1983 · 122 contributing resources · NRIS 83001438

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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