St. Johns County property record for 51 Water St, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 5,906 sqft · built 1925 |
| Lot Size | 0.53 acres (23,086 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,575,000 (Mar 2021) |
| Tax Bill | $70,140 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 195760-0000 |
| Primary APN | 195760-0000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,906 sqft Living Area |
| Gross Area | 6,242 sqft |
| 1st Floor Area | 2,570 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 23,086 sqft (0.53 acres) |
| Lot Dimensions | 165 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 288 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 342 sqft |
| Deck Area | 852 sqft |
| Patio Area | 1,567 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 51 WATER ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABBOTT TRACT CITY S10FT OF LOT 2 ALL LOT 3 & 4 BLK L & RIP RIGHTS OR5194/785 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 18 |
| Legal Subdivision | ABBOTT TRACT |
| Legal Block | L |
| Legal Lot Number | 2,3,4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20200 |
Source: St. Johns County records · APN 195760-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 51 WATER ST, SAINT AUGUSTINE, FL 32084-2888 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 07, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CAPITAL FUNDING FINANCIAL LLC |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Mar 02, 2021 | Warranty Deed, Transfer AMERICAS CHOICE TITLE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2021 · Amount on Record |
| Deed Sale | Mar 02, 2021 · Amount on Record |
| Prior Sale | Jul 16, 2014 · Amount on Record |
| Deed Document Number | 202123064 |
| Deed Book / Page | 5194 / 785 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 51 WATER ST, SAINT AUGUSTINE, FL 32084-2888 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 26 ALDAMA CENTRO, HUANAJUATO XX, 37700 |
| Document Number | 0057191545 |
|---|---|
| Date | Mar 07, 2023 |
| Book Page | 5719/1545 |
| Instrument | 2023017163 |
| Name | CAPITAL FUNDING FINANCIAL LLC |
|---|---|
| Address | BOCA RATON, FL 33431 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 51 WATER ST, SAINT AUGUSTINE, FL 32084-2888 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052421477 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 5242/1477 |
| Instrument | 2021044018 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 02, 2021 |
| Property Address | 51 WATER ST, SAINT AUGUSTINE, FL 32084-2888 |
| Document Number | 0051940785 |
| Book / Page | 5194 / 785 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021023064 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | AMERICAS CHOICE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $18,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 NELMAR AVE, 22, SAINT AUGUSTINE, FL 32084-2141 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 51 WATER ST, SAINT AUGUSTINE, FL 32084-2888 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,583,241 (-0.56%) Land $1,827,000 Building $1,756,241 | $3,583,241 (-1.86%) Land $1,827,000 Building $1,756,241 | |
| 2025 | $70,140.00 Homeowner's exemption | $3,603,329 (+2.9%) | $3,651,129 (+4.27%) Land $1,827,000 Building $1,824,129 |
| 2024 | Homeowner's exemption | $3,501,777 (+16.75%) | $3,501,777 (+16.75%) Land $1,740,000 Building $1,761,777 |
| 2023 | $57,109.00 (+26.79%) | $2,999,286 (+25.35%) | $2,999,286 (+25.35%) Land $809,190 Building $2,190,096 |
| 2022 | $45,043.00 Homeowner's exemption | $2,392,729 | $2,392,729 Land $704,894 Building $1,687,835 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Abbott Tract Historic District (Additional Documentation) listed 1983 · 122 contributing resources · NRIS 83001438 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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