36 Torrey Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 36 Torrey Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,280 sqft · built 1940
Lot Size	3.09 acres (134,600 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Mar 2017)
Tax Bill	$6,566 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Jul 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9215-94`

Property Details

APN / Parcel Number

Primary APN	`9215-94`
Alternative APN	`CUMB M:057 B:0020 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	4,080 sqft
1st Floor Area	1,236 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	134,600 sqft (3.09 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9215-94
Street Address	36 TORREY RD
City	CUMBERLAND
State	RI
Zip	02864-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	20
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1007
Census Tract	11402

Owner

Source: Cumberland Town assessment roll, APN 9215-94, as of June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	36 TORREY RD, CUMBERLAND, RI 02864-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2025	Deed of Trust, Mortgage · Line of Credit SHARON AND CRESCENT UNITED CREDIT UNION
Jul 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO
Apr 03, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Jan 14, 2019	Warranty Deed, Transfer · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO
Mar 31, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	Nov 01, 2012 · Amount on Record
Deed Book / Page	1738 / 470
Last Transfer Date	Jan 09, 2019
Transfer Doc	1792-542
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	36 TORREY RD, CUMBERLAND, RI 02864-1220
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001999-811
Date	Apr 11, 2025
Book Page	1999/811
Instrument	148752

Lender

Name	SHARON AND CRESCENT UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	36 TORREY RD, CUMBERLAND, RI 02864-1220
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1807-211
Date	Jul 16, 2019
Book Page	1807/211

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	36 TORREY RD, CUMBERLAND, RI 02864-1220
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1834-460
Date	Apr 03, 2020
Book Page	1834/460
Instrument	113152

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 14, 2019
Property Address	36 TORREY RD, CUMBERLAND, RI 02864-1220
Document Number	1792-542
Book / Page	1792 / 542
Instrument Date	Jan 09, 2019
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1792-545
Date	Jan 14, 2019
Book Page	1792/545

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Mar 31, 2017
Property Address	36 TORREY RD, CUMBERLAND, RI 02864-1220
Document Number	1738-470
Book / Page	1738 / 470
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$49.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	, 01738/0473
Date	Mar 31, 2017
Instrument	01738/0473

Lender

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 31, 2047

Tax Assessment & Valuation

Source: Cumberland Town assessment roll as of June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,566.00 (+5.6%)	$535,100 (-) Land $229,200 Building $305,900
2023	$6,218.00 (+14.11%)	$535,100 (+47.21%) Land $229,200 Building $305,900
2022	$5,449.00	$363,500 Land $165,000 Building $198,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, as of June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070114021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 37 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: Cox Communications, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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