56 River Dr, Ocean Ridge (Boynton Beach), FL 33435 Property Records

Palm Beach County property record for 56 River Dr, Ocean Ridge, FL 33435

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,814 sqft · built 1971
Lot Size	0.282 acres (12,271 sqft)
Owner	2 Company Names on Record
Last Sale	$1,270,000 (Feb 2013)
Tax Bill	$25,255 (2025)
Deeds & Mortgages	Nov 2025 Transfer Mar 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`46-43-45-22-09-000-0560`

Property Details

APN / Parcel Number

Primary APN	`46-43-45-22-09-000-0560`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,814 sqft Living Area
Gross Area	5,734 sqft
1st Floor Area	3,952 sqft
Upper Floors Area	1,464 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Metal
Lot Area	12,271 sqft (0.282 acres)
Lot Dimensions	116 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Pool Area	72 sqft
Porch	Finished/Open Porch
Porch Area	420 sqft
Patio Area	700 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	56 RIVER DR
City	OCEAN RIDGE
State	FL
Zip	33435-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MC CORMICK MILE LT 56
Legal Range	43E
Legal Township	45S
Legal Section	22
Legal Subdivision	MC CORMICK MILE
Legal Lot Number	56
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	3
Census Block	3005
Census Tract	5411

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	56 RIVER DR, OCEAN RIDGE, FL 33435-3320
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2013 · Amount on Record
Deed Sale	Feb 6, 2013 · Amount on Record
Prior Sale	May 16, 2001 · Amount on Record
Deed Document Number	201358997
Deed Book / Page	25775 / 1086
Last Transfer Date	Nov 10, 2025
Transfer Doc	0361271209
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Nov 13, 2025
Property Address	56 RIVER DR, OCEAN RIDGE, FL 33435-3320
Document Number	0361271209
Book / Page	36127 / 1209
Map Reference	MB 24 PG 191
Instrument Date	Nov 10, 2025
Instrument	20250402324
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 RIVER DR, OCEAN RIDGE, FL 33435-3320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 RIVER DR, OCEAN RIDGE, FL 33435-3320

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	56 RIVER DR, OCEAN RIDGE, FL 33435-3320
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 RIVER DR, OCEAN RIDGE, FL 33435-3320

Mortgage

Document Number	0323210598
Date	Mar 25, 2021
Book Page	32321/598
Instrument	20210135315

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Ocean Ridge Town
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,255.00 (+2.93%)	$1,417,414 (+5.99%)	$3,146,865 (-1.83%) Land $2,100,000 Building $1,046,865
2024	$24,536.00 (+2.29%)
2023	$23,987.00 (+0.3%) Homeowner's exemption	$1,337,347 (+3%)	$3,205,400 (+33.47%) Land $1,984,086 Building $1,221,314
2022	$23,916.00 Homeowner's exemption	$1,298,395	$2,401,644 Land $1,284,800 Building $1,116,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 309 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	508 units insured incl. 199 condo units
Nearby Flood Claims	71 (1979–2025)
Claims Outside the SFHA	3 of 71
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 16 claims Hurricane Frances, Sep 2004 · 12 claims Hurricane Irene, Oct 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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