36 Refy Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 36 Refy Ave, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,795 sqft · built 1956
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,576 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-03408-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`48-03408-0000-00004`
Alternative APN	`480340800004`

Interior

Stories	1 Story
Building Area	1,795 sqft Living Area
1st Floor Area	1,795 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide

Location & Zoning

Street Address	36 REFY AVE
City	RAMSEY
State	NJ
Zip	07446-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.248AC
Legal Subdivision	H & T REALTY CO INC SEC 1
Legal Block	3408
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	3
Census Block	3003
Census Tract	44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-03408-0000-00004

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	36 REFY AVE, RAMSEY, NJ 07446-2435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 05, 1998
Transfer Doc	0000017270
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	36 REFY AVE, RAMSEY, NJ 07446-2435
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027190101
Date	Sep 11, 2017
Book Page	02719/0101
Instrument	17-067826

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$742,300 (+4.86%) Land $387,200 Building $355,100	$742,300 (+4.86%) Land $387,200 Building $355,100
2025	$14,576.00 (+3.19%)	$707,900 (+41.41%) Land $357,200 Building $350,700	$707,900 (+41.41%) Land $357,200 Building $350,700
2024	$14,126.00 (+7.59%)
2023		$500,600 Land $268,600 Building $232,000	$500,600 Land $268,600 Building $232,000
2022	$13,130.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999, rainfall accumulation, Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.