Essex County and Bloomfield Township property record for 56 Prospect St, Bloomfield, NJ 07003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,152 sqft · built 1911 |
| Lot Size | 0.066 acres (2,879 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Jun 2026) |
| Tax Bill | $9,176 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Construction Loan Mar 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 02-00125-0000-00025 |
| Primary APN | 02-00125-0000-00025 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Lot Area | 2,879 sqft (0.066 acres) |
| Lot Dimensions | 96 ft deep x 30 ft wide |
| Old Parcel Number | 020012500025 |
|---|---|
| Street Address | 56 PROSPECT ST |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-3225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 30 X 96 |
| Legal Block | 125 |
| Legal Lot Number | 25 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 15600 |
Source: Essex County and Bloomfield Township records · APN 02-00125-0000-00025
Assessment roll updated July 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 NEWARK AVE, JERSEY CITY, NJ 07302-1826 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2026 | Bargain and Sale Deed, Transfer · Construction Mortgage KIAVI FUNDING INC |
| Mar 10, 2021 | Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2026 · Amount on Record |
| Deed Sale | Jun 08, 2026 · Amount on Record |
| Prior Sale | Mar 10, 2021 · Amount on Record |
| Deed Document Number | 202637877 |
| Prior Transfer Date | Aug 07, 2009 |
| Prior Transfer Doc | 0009066889 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 08, 2026 |
| Property Address | 56 PROSPECT ST, BLOOMFIELD, NJ 07003-3225 |
| Document Number | 0000037877 |
| Instrument Date | May 14, 2026 |
| Instrument | 202637877 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | WORLDWIDE TITLE GROUP LLC, WORLDWIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,310.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 400 NEWARK AVE, JERSEY CITY, NJ 07302-1826 |
| Document Number | 0000037878, |
|---|---|
| Date | Jun 08, 2026 |
| Instrument | 202637878 |
| Name | KIAVI FUNDING INC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 10, 2021 |
| Property Address | 56 PROSPECT ST, BLOOMFIELD, NJ 07003-3225 |
| Document Number | 2021029102 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2021029102 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 WHITEHALL DR, 308, CREEDMOOR, NC 27522-7001 |
| Name | Verified Name |
|---|---|
| Address | 56 PROSPECT ST, BLOOMFIELD, NJ 07003-3225 |
| Document Number | 2021029103 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021029103 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2051 |
Source: Essex County and Bloomfield Township records · Assessment roll updated July 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,000 (-) Land $56,700 Building $206,300 | $263,000 (-) Land $56,700 Building $206,300 | |
| 2025 | $9,176.00 (+2.87%) | $263,000 (-) Land $56,700 Building $206,300 | $263,000 (-) Land $56,700 Building $206,300 |
| 2024 | $8,920.00 (+5.93%) | ||
| 2023 | $263,000 Land $56,700 Building $206,300 | $263,000 Land $56,700 Building $206,300 | |
| 2022 | $8,421.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130156002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 50 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 79 (1984–2026) |
| Claims Outside the SFHA | 8 of 79 |
| Most Recent Claim | Jun 2026, other causes |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 12% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 602 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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