48 Prospect St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 48 Prospect St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,116 sqft · built 1919
Lot Size	0.074 acres (3,210 sqft)
Owner	2 Individual Names on File
Last Sale	$209,500 (Sep 2002)
Tax Bill	$8,859 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-00125-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`02-00125-0000-00022`
Alternative APN	`020012500022`

Interior

Stories	2 Stories
Building Area	2,116 sqft Living Area

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Multi-Family
Lot Area	3,210 sqft (0.074 acres)
Lot Dimensions	107 ft deep x 30 ft wide

Location & Zoning

Old Parcel Number	020012500022
Street Address	48 PROSPECT ST
City	BLOOMFIELD
State	NJ
Zip	07003-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	30 X 107
Legal Block	125
Legal Lot Number	22
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2000
Census Tract	15600

Owner

Source: Essex County and Bloomfield Township records · APN 02-00125-0000-00022

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 PROSPECT ST, BLOOMFIELD, NJ 07003-3225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2002 · Amount on Record
Deed Sale	Sep 18, 2002 · Amount on Record
Prior Sale	Jun 29, 1998 · Amount on Record
Deed Book / Page	5917 / 410
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	48 PROSPECT ST, BLOOMFIELD, NJ 07003-3225
Document Number	0000091406
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 PROSPECT ST BLOOMFIELD NJ 070033225, BLOOMFIELD, NJ 07003-3225

Mortgage

Document Number	0000091406
Date	Oct 17, 2017
Instrument	91406

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20401

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,900 (-) Land $45,700 Building $208,200	$253,900 (-) Land $45,700 Building $208,200
2025	$8,859.00 (+2.87%)	$253,900 (-) Land $45,700 Building $208,200	$253,900 (-) Land $45,700 Building $208,200
2024	$8,612.00 (+5.94%)
2023		$253,900 Land $45,700 Building $208,200	$253,900 Land $45,700 Building $208,200
2022	$8,129.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	79 (1984–2026)
Claims Outside the SFHA	8 of 79
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 20 claims Hurricane Irene, Aug 2011 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 602 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.