Essex County and Bloomfield Township property record for 49 Prospect St, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,034 sqft · built 1900 |
| Lot Size | 0.08 acres (3,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Jan 1993) |
| Tax Bill | $9,005 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 02-00129-0000-00006 |
| Primary APN | 02-00129-0000-00006 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,034 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 3,498 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 35 ft wide |
| Old Parcel Number | 020012900006 |
|---|---|
| Street Address | 49 PROSPECT ST |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-3223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2B |
| Legal Description | 35 X 100 |
| Legal Block | 129 |
| Legal Lot Number | 6 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 15600 |
49 Prospect St is owned and occupied by two individuals who bought it in January 1993.
Source: Essex County and Bloomfield Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 PROSPECT ST, BLOOMFIELD, NJ 07003-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 1993 · Amount on File |
| Deed Sale | Jan 8, 1993 · Amount on File |
| Prior Sale | Nov 9, 1992 |
| Deed Book / Page | 5243 / 869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 49 PROSPECT ST, BLOOMFIELD, NJ 07003-3223 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0000054612 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 2023054612 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 29, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 49 Prospect St was $9,005, up 2.9% from the year before.
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,100 (-) Land $57,800 Building $200,300 | $258,100 (-) Land $57,800 Building $200,300 | |
| 2025 | $9,005.00 (+2.87%) | $258,100 Land $57,800 Building $200,300 | $258,100 Land $57,800 Building $200,300 |
| 2024 | $8,754.00 | ||
| 2023 | $258,100 Land $57,800 Building $200,300 | $258,100 Land $57,800 Building $200,300 | |
| 2022 | $8,264.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Prospect St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 18 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 30 units insured incl. 12 condo units |
| Nearby Flood Claims | 12 (1999–2021) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Andrena, Optimum, T-Mobile.
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