56 Otsego Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 56 Otsego Ln, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,095 sqft · built 2025
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on File
Last Sale$469,500 (Dec 2025)
Tax Bill$1,212 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026941-3440

Property Details

APN / Parcel Number

Primary APN026941-3440

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,095 sqft Living Area
Gross Area2,691 sqft
1st Floor Area1,144 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address56 OTSEGO LN
CitySAINT AUGUSTINE
StateFL
Zip32092-1321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description128/5-12 SILVER FALLS (SILVERLEAF PARCEL 22A) PHASE 1A REPLAT LOT 344 OR6264/1047
Legal SubdivisionSILVER FALLS (SILVERLEAF PARCEL 22A) PHA
Legal Block1
Legal Lot Number344
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4006
Census Tract20908

Owner

Source: St. Johns County records · APN 026941-3440

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address56 OTSEGO LN, SAINT AUGUSTINE, FL 32092-1321
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2025 · Amount on Record
Deed SaleDec 01, 2025 · Amount on Record
Deed Document Number202596818
Deed Book / Page6264 / 1047
Record UpdatedJun 08, 2026

December 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 01, 2025
Property Address56 OTSEGO LN, SAINT AUGUSTINE, FL 32092-1321
Document Number0062641047
Book / Page6264 / 1047
Map ReferenceMB 128 PG 5
Instrument DateNov 25, 2025
Instrument2025096818
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,286.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 OTSEGO LN, ST AUGUSTINE, FL 32092-1321

Mortgage

Document Number0062641051
DateDec 01, 2025
Instrument6264/1051
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$368,719 (+309.69%) Land $100,000 Building $268,719$368,719 (+309.69%) Land $100,000 Building $268,719
2025$1,212.00 (+38.2%)$90,000 (+28.57%)$90,000 (+28.57%) Land $90,000
2024$877.00$70,000$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 413 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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