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94 Otsego Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 94 Otsego Ln, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,716 sqft · built 2025
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$418,500 (Jan 2026)
Tax Bill$1,212 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026941-3480

Property Details

APN / Parcel Number

Primary APN026941-3480

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,716 sqft Living Area
Gross Area2,265 sqft
1st Floor Area1,716 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area399 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address94 OTSEGO LN
CityST AUGUSTINE
StateFL
Zip32092-1321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description128/5-12 SILVER FALLS (SILVERLEAF PARCEL 22A) PHASE 1A REPLAT LOT 348 OR6291/1353
Legal SubdivisionSILVER FALLS (SILVERLEAF PARCEL 22A) PHA
Legal Block1
Legal Lot Number348
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4006
Census Tract20908

Owner

Source: St. Johns County records · APN 026941-3480

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address94 OTSEGO LN, SAINT AUGUSTINE, FL 32092-1321
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 21, 2026 · Amount on Record
Deed SaleJan 21, 2026 · Amount on Record
Prior SaleOct 22, 2025 · Amount on Record
Deed Document Number20264695
Deed Book / Page6291 / 1353
Record UpdatedJun 08, 2026

January 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJan 21, 2026
Property Address94 OTSEGO LN, SAINT AUGUSTINE, FL 32092-1321
Document Number0062911353
Book / Page6291 / 1353
Map ReferenceMB 128 PG 5
Instrument DateJan 16, 2026
Instrument2026004695
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 03, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,929.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address94 OTSEGO LN, ST AUGUSTINE, FL 32092-1321

Mortgage

Document Number0062911357
DateJan 21, 2026
Book Page6291/1357
Instrument2026004696
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateFeb 01, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.75%
IndexSOFR Average 30-Day
Margin3
Max Rate8.75%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$324,216 (+260.24%) Land $100,000 Building $224,216$324,216 (+260.24%) Land $100,000 Building $224,216
2025$1,212.00 (+38.2%)$90,000 (+28.57%)$90,000 (+28.57%) Land $90,000
2024$877.00$70,000$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209084, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 110 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 in force

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 413 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026

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