28 Otsego Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 28 Otsego Ln, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2025
Square Footage	2,028 sqft Living Area
Lot Size	6,969 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$460,000 (2025)
Tax Bill	$1,212.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`026941-3410`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	2,028 sqft Living Area
Gross Area	2,600 sqft Gross Area
1st Floor	2,028 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,969 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch Area	25 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	28 OTSEGO LN
City	SAINT AUGUSTINE
State	FL
Zip	32092-1321
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	128/5-12 SILVER FALLS (SILVERLEAF PARCEL 22A) PHASE 1A REPLAT LOT 341 OR6264/1651
Legal Subdivision	SILVER FALLS (SILVERLEAF PARCEL 22A) PHA
Legal Block	1
Legal Lot Number	341
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4006
Census Tract	20908

Owner

Source: St. Johns County records · APN 026941-3410

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 OTSEGO LN, SAINT AUGUSTINE, FL 32092-1321
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2025 · Amount on Record
Deed Sale	Dec 01, 2025 · Amount on Record
Deed Doc Number	202596909
Deed Book / Page	6264 / 1651
Record Refreshed	Jun 08, 2026

December 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 01, 2025
Property Address	28 OTSEGO LN, SAINT AUGUSTINE, FL 32092-1321
Document Number	0062641651
Book / Page	6264 / 1651
Map Reference	MB 128 PG 5
Instrument Date	Nov 26, 2025
Instrument	2025096909
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 OTSEGO LN, ST AUGUSTINE, FL 32092-1321

Mortgage

Document Number	0062641655
Date	Dec 01, 2025
Instrument	6264/1655

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,814 (+319.79%) Land $100,000 Building $277,814	$377,814 (+319.79%) Land $100,000 Building $277,814
2025	$1,212.00 (+38.2%)	$90,000 (+28.57%)	$90,000 (+28.57%) Land $90,000
2024	$877.00	$70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	About 1 in 413 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.