56 Lake Dr E, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 56 Lake Dr E, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 560 sqft · built 1946
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Oct 2025)
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:1312 B:L:33`

Property Details

APN / Parcel Number

Primary APN	`M:1312 B:L:33`
Alternative APNs	`WMIN M:126 B:L:30` `3173`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	560 sqft Living Area
Gross Area	980 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3173
Street Address	56 LAKE DR E
City	WESTMINSTER
State	MA
Zip	01473-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	30
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	4
Census Block	4016
Census Tract	708100

Owner

Source: Worcester County and Westminster Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 LAKE DR E, WESTMINSTER, MA 01473-1408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Line of Credit AVIDIA BANK
May 11, 2023	Deed of Trust, Mortgage · Line of Credit AVIDIA BANK
May 9, 2025	Deed of Trust, Mortgage · Line of Credit AVIDIA BANK
Oct 14, 2025	Quit Claim Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Sep 30, 2020 · Amount on Record
Deed Book / Page	11081 / 181
Prior Transfer Date	Oct 10, 2025
Prior Transfer Doc	011081-181
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	56 LAKE DR E, WESTMINSTER, MA 01473-1408
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010275-287
Date	Mar 4, 2022
Book Page	10275/287
Instrument	4212

Lender

Name	AVIDIA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	56 LAKE DR E, WESTMINSTER, MA 01473-1408
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00010559-4
Date	May 11, 2023
Book Page	10559/4
Instrument	6106

Lender

Name	AVIDIA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	56 LAKE DR E, WESTMINSTER, MA 01473-1408
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010982-164
Date	May 9, 2025
Book Page	10982/164
Instrument	5930

Lender

Name	AVIDIA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2045

Interest

Rate Type	Adjustable Rate

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Oct 14, 2025
Property Address	56 LAKE DR E, WESTMINSTER, MA 01473-1408
Document Number	011081-181
Book / Page	11081 / 181
Instrument Date	Oct 10, 2025
Instrument	13871
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 LAKE DR E, WESTMINSTER, MA 01473-1408

Mortgage

Document Number	0000013872
Date	Oct 14, 2025
Instrument	13872

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,717.00 (+1.72%)	$220,900 (+1.38%) Land $108,100 Building $112,800
2024	$2,671.00 (+45.88%)	$217,900 (+55.42%) Land $108,100 Building $109,800
2023	$1,831.00	$140,200 Land $101,000 Building $39,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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