Westerly Town property record for 56 Highland Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,016 sqft · built 1952 |
| Lot Size | 0.168 acres (7,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (May 2022) |
| Tax Bill | $3,138 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:57 B:221 |
| Primary APN | WEST M:57 B:221 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 3,600 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,307 sqft (0.168 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 8117800 |
|---|---|
| Street Address | 56 HIGHLAND AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 221 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 50801 |
56 Highland Ave is owned and occupied by an individual who bought it in May 2022.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 56 HIGHLAND AVE, WESTERLY, RI 02891-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| May 24, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 14, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage JOSEPH DAGOSTINO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on File |
| Deed Sale | May 24, 2022 · Amount on File |
| Prior Sale | Jan 14, 2022 · Amount on File |
| Deed Book / Page | 2022 / 9816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 56 HIGHLAND AVE, WESTERLY, RI 02891-1903 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2021-31017 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 2021/31017 |
| Instrument | 2021-6839 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 24, 2022 |
| Property Address | 56 HIGHLAND AVE, WESTERLY, RI 02891-1903 |
| Document Number | 02022-9816 |
| Book / Page | 2022 / 9816 |
| Instrument Date | May 24, 2022 |
| Instrument | 2022-2301 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 HIGHLAND AVE, WESTERLY, RI 02891-1903 |
| Document Number | 0020222302 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022-2302 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jan 14, 2022 |
| Property Address | 56 HIGHLAND AVE, WESTERLY, RI 02891-1903 |
| Document Number | 002022-629 |
| Book / Page | 2022 / 629 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022-178 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 832 CENTRAL AVE, PAWTUCKET, RI 02861-2152 |
| Investor | Possibly a Property Investor |
| Document Number | 0002022179 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022-179 |
| Name | JOSEPH DAGOSTINO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 56 Highland Ave was $3,138.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,138.00 | $403,400 Land $159,800 Building $243,600 | $538,531 |
| 2023 | $3,218.00 (+0.59%) | $316,700 (-) Land $114,300 Building $202,400 | |
| 2022 | $3,199.00 | $316,700 Land $114,300 Building $202,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 56 Highland Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 56 Highland Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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