Westerly Town property record for 54 Highland Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,148 sqft · built 1954 |
| Lot Size | 0.168 acres (7,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Oct 2003) |
| Tax Bill | $2,700 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:57 B:220 |
| Primary APN | WEST M:57 B:220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| Gross Area | 2,466 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,307 sqft (0.168 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 18016531 |
|---|---|
| Street Address | 54 HIGHLAND AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 220 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 50801 |
Source: Westerly Town assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 HIGHLAND AVE, WESTERLY, RI 02891-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHELSEA GROTON BK |
| Jul 23, 2019 | Deed of Trust, Mortgage · Line of Credit CHELSEA GROTON BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 6, 2003 · Amount on Record |
| Deed Sale | Oct 6, 2003 · Amount on Record |
| Deed Book / Page | 1211 / 169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 54 HIGHLAND AVE, WESTERLY, RI 02891-1903 |
| Document Number | 2020-5196 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 54 HIGHLAND AVE WESTERLY RI 028911903, WESTERLY, RI 02891-1903 |
| Document Number | 2020-5196 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 002020/025196 |
| Instrument | 5806 |
| Name | CHELSEA GROTON BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 54 HIGHLAND AVE, WESTERLY, RI 02891-1903 |
| Document Number | 2019-3806 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 54 HIGHLAND AVE WESTERLY RI 028911903, WESTERLY, RI 02891-1903 |
| Document Number | 2019-3806 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 002019/013806 |
| Instrument | 3534 |
| Name | CHELSEA GROTON BK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 26, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,700.00 (+3.17%) | $347,100 (+34.74%) Land $159,800 Building $187,300 |
| 2023 | $2,617.00 (+0.58%) | $257,600 (-) Land $114,300 Building $143,300 |
| 2022 | $2,602.00 | $257,600 Land $114,300 Building $143,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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