Westerly Town property record for 55 Highland Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,120 sqft · built 1954 |
| Lot Size | 0.168 acres (7,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $232,000 (Dec 2011) |
| Tax Bill | $2,905 (2025) |
| Deeds & Mortgages | May 2022 Refinance Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:57 B:254 |
| Primary APN | WEST M:57 B:254 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 2,554 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,307 sqft (0.168 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 13321010 |
|---|---|
| Street Address | 55 HIGHLAND AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 254 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 50801 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 HIGHLAND AVE, WESTERLY, RI 02891-1957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND CREDIT UNION |
| Mar 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Apr 5, 2018 | Deed of Trust, Mortgage CHARTER OAK FED CU |
| Mar 15, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2011 · Amount on Record |
| Deed Sale | Dec 28, 2011 · Amount on Record |
| Prior Sale | Dec 29, 1988 · Amount on Record |
| Deed Book / Page | 1909 / 854 |
| Last Transfer Date | Mar 4, 2021 |
| Transfer Doc | 2021-6367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 55 HIGHLAND AVE, WESTERLY, RI 02891-1957 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02022-8395 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 2022/8395 |
| Instrument | 2022-1984 |
| Name | RHODE ISLAND CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Jun 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 55 HIGHLAND AVE, WESTERLY, RI 02891-1957 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02021-6368 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 2021/6368 |
| Instrument | 2021-1384 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 55 HIGHLAND AVE, WESTERLY, RI 02891-1957 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018-5091 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 2018/5091 |
| Instrument | 1293 |
| Name | CHARTER OAK FED CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Apr 1, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Mar 15, 2021 |
| Property Address | 55 HIGHLAND AVE, WESTERLY, RI 02891-1957 |
| Document Number | 02021-6367 |
| Book / Page | 2021 / 6367 |
| Instrument Date | Mar 4, 2021 |
| Instrument | 2021-1383 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,905.00 (-4.63%) | $373,400 (+24.55%) Land $159,800 Building $213,600 | $417,362 |
| 2023 | $3,046.00 (+0.59%) | $299,800 (-) Land $114,300 Building $185,500 | |
| 2022 | $3,028.00 | $299,800 Land $114,300 Building $185,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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