Montgomery County property record for 56 E Main St, Phillipsburg, OH 45354
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft · built 1919 |
| Lot Size | 0.228 acres (9,967 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $79,900 (Nov 2018) |
| Tax Bill | $2,724 (2024) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C08 00105 0005 |
| Primary APN | C08 00105 0005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 224 sqft |
| Year Built | Built 1919 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,967 sqft (0.228 acres) |
| Lot Dimensions | 121 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 156 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 56 E MAIN ST |
|---|---|
| City | PHILLIPSBURG |
| State | OH |
| Zip | 45354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-6-2 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 130101 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 56 MAIN ST, PHILLIPSBURG, OH 45354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2018 | Warranty Deed, Transfer CALIBER HM LOANS |
| Jun 13, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Prior Sale | Jun 12, 2007 · Amount on Record |
| Deed Document Number | 2018-00067431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 16, 2018 |
| Property Address | 56 E MAIN ST, PHILLIPSBURG, OH 45354 |
| Document Number | 0000067431 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 67431 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 56 E MAIN ST PHILLIPSBURG OH 45354, PHILLIPSBURG, OH 45354 |
| Document Number | 67432 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 67432 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 15, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 56 E MAIN ST, PHILLIPSBURG, OH 45354 |
| Document Number | 0000036595 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 56 E MAIN ST PHILLIPSBURG OH 45354, PHILLIPSBURG, OH 45354 |
| Document Number | 0000036595 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 36595 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD, OH 45322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Clay Township |
| Municipality | Phillipsburg Village |
| Unified School District | Northmont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,960 (-) Land $9,180 Building $24,780 | ||
| 2024 | $2,724.00 (+8.83%) | ||
| 2023 | $2,503.00 (+4.25%) | $33,960 (+41.03%) Land $9,180 Building $24,780 | $97,020 (+41.02%) Land $26,230 Building $70,790 |
| 2022 | $2,401.00 | $24,080 Land $6,510 Building $17,570 | |
| 2020 | $68,800 Land $18,600 Building $50,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHILLIPSBURG VILLAGE PWS serves 490 people · EPA ID OH5702112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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