52 E Main St, Phillipsburg, OH 45354 Property Records

Montgomery County property record for 52 E Main St, Phillipsburg, OH 45354

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,632 sqft · built 1900
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$3,939 (2024)
Deeds & Mortgages	Nov 2024 Mortgage Apr 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C08-00105-0014`

Property Details

APN / Parcel Number

Primary APN	`C08-00105-0014`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	1,704 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	165 ft deep x 132 ft wide
View / Lot	Highway
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	372 sqft
Deck Area	448 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	52 E MAIN ST
City	PHILLIPSBURG
State	OH
Zip	45354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-6-2 TOD TO DANIEL K CLINE & MARGARET L DOHERTY
Legal Lot Number	14
Jurisdiction	MONTGOMERY OH
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1009
Census Tract	130101

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	52 E MAIN ST, PHILLIPSBURG, OH 45354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2024	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Apr 3, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 2, 2023	Transfer on Death Deed, Transfer
Jun 27, 2017	Grant Deed, Transfer · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 12, 2023
Transfer Doc	0000005802
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	52 E MAIN ST, PHILLIPSBURG, OH 45354-9003
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059283
Date	Nov 4, 2024
Instrument	2024-00059283

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2039

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	52 E MAIN ST, PHILLIPSBURG, OH 45354
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018531
Date	Apr 3, 2018
Instrument	2018-00018531

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 15, 2028

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 2, 2023
Property Address	52 E MAIN ST, PHILLIPSBURG, OH 45354-9003
Document Number	0000005802
Instrument Date	Jan 25, 2023
Instrument	202300005802
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	52 E MAIN ST, PHILLIPSBURG, OH 45354-9003

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 27, 2017
Property Address	52 E MAIN ST, PHILLIPSBURG, OH 45354
Document Number	0000037051
Instrument Date	Jun 15, 2017
Instrument	37051
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 E MAIN ST PHILLIPSBURG OH 45354, PHILLIPSBURG, OH 45354

Mortgage

Document Number	37052
Date	Jun 27, 2017
Instrument	37052

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 26, 2032

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Clay Township
Municipality	Phillipsburg Village
Unified School District	Northmont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,780 (-) Land $15,240 Building $38,540	$153,660 (-) Land $43,550 Building $110,110
2024	$3,939.00 (+5.1%)
2023	$3,748.00 (+4%)	$53,780 (+41.01%) Land $15,240 Building $38,540	$153,660 (+41%) Land $43,550 Building $110,110
2022	$3,604.00	$38,140 Land $10,810 Building $27,330
2020			$108,980 Land $30,890 Building $78,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHILLIPSBURG VILLAGE PWS serves 490 people · EPA ID OH5702112
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures