53 E Main St, Phillipsburg, OH 45354 Property Records

Montgomery County property record for 53 E Main St, Phillipsburg, OH 45354

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,668 sqft · built 2022
Lot Size0.202 acres (8,821 sqft)
OwnerIndividual Name on Record
Last Sale$112,000 (Feb 2017)
Tax Bill$7,271 (2024)
Deeds & MortgagesSep 2022 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC08 00106 0007

Property Details

APN / Parcel Number

Primary APNC08 00106 0007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,668 sqft Living Area
1st Floor Area504 sqft
Attic Area602 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area8,821 sqft (0.202 acres)
Lot Dimensions126 ft deep x 70 ft wide
TerrainAbove Road/Slope
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area287 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address53 E MAIN ST
CityPHILLIPSBURG
StateOH
Zip45354-3518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4-6-11
Legal Lot Number7
JurisdictionMONTGOMERY OH
Township / Civil DivisionCLAY
Census Block Group1
Census Block1032
Census Tract130101

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address53 E MAIN ST, PHILLIPSBURG, OH 45354-3518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Deed of Trust, Mortgage · Closed-End Mortgage
FIRST BANK RICHMOND NA
Feb 17, 2017Warranty Deed, Transfer · FHA Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2017 · Amount on Record
Deed SaleFeb 17, 2017 · Amount on Record
Deed Document Number201700010464
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address53 E MAIN ST, PHILLIPSBURG, OH 45354-3518
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanySAFEMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 167, PHILLIPSBURG, OH 45354-0167

Mortgage

Document Number0000057469
DateSep 13, 2022
Instrument2022-00057469
Lender
NameFIRST BANK RICHMOND NA
TypeBank
AddressRICHMOND, IN 47374
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateFeb 17, 2017
Property Address53 E MAIN ST, PHILLIPSBURG, OH 45354
Document Number0000010464
Instrument DateFeb 15, 2017
Instrument2017-00010464
Transaction TypeTransfer
Record UpdatedApr 27, 2023
Title CompanyHOME SERVICES TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$336.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address53 EAST MAIN ST, PHILLIPSBURG, OH 45354

Mortgage

Document Number0000010465
DateFeb 17, 2017
Instrument2017-00010465
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
County SubdivisionClay Township
MunicipalityPhillipsburg Village
Unified School DistrictNorthmont City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$99,040 (-) Land $8,590 Building $90,450
2024$7,271.00 (+8.39%)
2023$6,708.00 (+626.76%)$99,040 (+1,526.27%) Land $8,590 Building $90,450$282,970 (+1,525.33%) Land $24,550 Building $258,420
2022$923.00$6,090 Land $6,090
2020$17,410 Land $17,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHILLIPSBURG VILLAGE PWS
serves 490 people · EPA ID OH5702112
Water SourceGroundwater
Last State InspectionMar 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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