56 E Main St, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 56 E Main St, Merrimac, MA 01860

Property Summary

Property Type	Apartments (5+ Units)
Details	20 bd · 14 ba · 15,463 sqft · built 1973
Lot Size	0.945 acres (41,173 sqft)
Owner	2 Company Names on Record
Tax Bill	$20,988 (2026)
Deeds & Mortgages	Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MERR M:0041 B:0001 L:002-A`

Property Details

APN / Parcel Number

Primary APN	`MERR M:0041 B:0001 L:002-A`
Alternative APN	`M:0041 B:0001 L:002=A`

Interior

Bedrooms	20 Beds
Full Baths	14 Baths
Total Rooms	50 Rooms
Units	14 Units
Stories	2 Stories
Building Area	15,463 sqft Living Area
Gross Area	15,996 sqft
Basement Area	5,332 sqft
Unfinished Basement	533 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	41,173 sqft (0.945 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	56 E MAIN ST
City	MERRIMAC
State	MA
Zip	01860-2025
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RH
Legal Block	1
Legal Lot Number	2-A
Jurisdiction	MERRIMAC MA
Township / Civil Division	MERRIMAC
Census Block Group	2
Census Block	2012
Census Tract	262100

Owner

Source: Essex County and Merrimac Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	55 HANSCOM AVE, HAVERHILL, MA 01830-2058
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMAC MA
Property Address	56 E MAIN ST, MERRIMAC, MA 01860-2025
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040173-361
Date	Aug 13, 2021
Book Page	40173/361
Instrument	20210813001350

Lender

Name	PENTUCKET BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Merrimac Town
Unified School District	Pentucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$20,988.00 (+2.24%)	$1,591,200 (+2.7%) Land $532,000 Building $1,052,100
2025	$20,528.00 (+6.93%)	$1,549,300 (+8.94%) Land $532,000 Building $1,017,300
2024	$19,198.00 (+10.5%)	$1,422,100 (+20.9%) Land $490,000 Building $932,100
2023	$17,374.00	$1,176,300 Land $420,000 Building $756,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (2006–2023)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERRIMAC WATER DEPARTMENT serves 6,988 people · EPA ID MA3180000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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