47 E Main St, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 47 E Main St, Merrimac, MA 01860

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,446 sqft · built 1900
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (Jul 2015)
Tax Bill	$6,310 (2026)
Deeds & Mortgages	Dec 2024 Refinance Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MERR M:0026 B:0001 L:00005`

Property Details

APN / Parcel Number

Primary APN	`MERR M:0026 B:0001 L:00005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,446 sqft Living Area
Gross Area	1,932 sqft
Basement Area	486 sqft
Unfinished Basement	486 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,999 sqft (0.207 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	47 E MAIN ST
City	MERRIMAC
State	MA
Zip	01860-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Block	1
Legal Lot Number	5
Jurisdiction	MERRIMAC MA
Township / Civil Division	MERRIMAC
Census Block Group	3
Census Block	3014
Census Tract	262100

Owner

Source: Essex County and Merrimac Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 E MAIN ST, MERRIMAC, MA 01860-2021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 23, 2020	Deed of Trust, Mortgage · Balloon Mortgage USA ALLIANCE FEDERAL CREDIT UNION
Jan 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2015 · Amount on Record
Deed Sale	Jul 14, 2015 · Amount on Record
Deed Book / Page	34214 / 558
Last Transfer Date	Sep 20, 2024
Transfer Doc	042361-157
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMAC MA
Property Address	47 E MAIN ST, MERRIMAC, MA 01860-2021
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042504-163
Date	Dec 24, 2024
Book Page	42504/163
Instrument	20241224000340

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMAC MA
Property Address	47 E MAIN ST, MERRIMAC, MA 01860-2021
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38210-261
Date	Jan 23, 2020
Book Page	38210/261
Instrument	20200123001540

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMAC MA
Property Address	47 E MAIN ST, MERRIMAC, MA 01860-2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38210-241
Date	Jan 23, 2020
Book Page	38210/241
Instrument	20200123001530

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Merrimac Town
Unified School District	Pentucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,310.00 (+1.27%)	$478,400 (+1.72%) Land $257,900 Building $215,400	$525,659 (+31.52%)
2025	$6,231.00 (+2.77%)	$470,300 (+4.72%) Land $257,900 Building $212,400	$399,665
2024	$6,063.00 (+6.82%)	$449,100 (+16.86%) Land $243,600 Building $205,500
2023	$5,676.00	$384,300 Land $206,300 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures