48 E Main St, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 48 E Main St, Merrimac, MA 01860

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1955
Lot Size	4.56 acres (198,634 sqft)
Owner	Individual Name on Record
Last Sale	$441,500 (Apr 2023)
Tax Bill	$5,528 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`MERR M:0017 B:0001 L:019-A`

Property Details

APN / Parcel Number

Primary APN	`MERR M:0017 B:0001 L:019-A`
Alternative APN	`M:0017 B:0001 L:019=A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	1,648 sqft
Basement Area	552 sqft
Unfinished Basement	552 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	198,634 sqft (4.56 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	48 E MAIN ST
City	MERRIMAC
State	MA
Zip	01860-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Block	1
Legal Lot Number	19-A
Jurisdiction	MERRIMAC MA
Township / Civil Division	MERRIMAC
Census Block Group	2
Census Block	2012
Census Tract	262100

Owner

Source: Essex County and Merrimac Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 E MAIN ST, MERRIMAC, MA 01860-2022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 6, 2023	Fiduciary Deed, Transfer · Construction Mortgage ENTERPRISE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	Jan 6, 2023 · Amount on Record
Deed Document Number	202380
Deed Book / Page	41521 / 538
Prior Transfer Date	Apr 14, 2023
Prior Transfer Doc	041521-538
Record Updated	Oct 29, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERRIMAC MA
Recording Date	Apr 18, 2023
Property Address	48 E MAIN ST, MERRIMAC, MA 01860-2022
Document Number	041521-538
Book / Page	41521 / 538
Instrument Date	Apr 14, 2023
Instrument	20230418000080
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 E MAIN ST, MERRIMAC, MA 01860-2022
Investor	Possibly a Property Investor

Mortgage

Document Number	230418000090
Date	Apr 18, 2023
Instrument	230418000090

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MERRIMAC MA
Recording Date	Jan 6, 2023
Property Address	48 E MAIN ST, MERRIMAC, MA 01860-2022
Document Number	00041389-8
Book / Page	41389 / 8
Instrument Date	Jan 6, 2023
Instrument	20230106001770
Transaction Type	Transfer
Record Updated	Jan 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 ALBION LN, WEST NEWBURY, MA 01985-1129

Mortgage

Document Number	230106001780
Date	Jan 6, 2023
Instrument	230106001780

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Merrimac Town
Unified School District	Pentucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,528.00 (+0.29%)	$419,100 (+0.75%) Land $369,400 Building $47,400	$458,599 (-4.67%)
2025	$5,512.00 (+2.02%)	$416,000 (+3.95%) Land $369,400 Building $46,600	$481,080
2024	$5,403.00 (+6.93%)	$400,200 (+16.98%) Land $348,600 Building $51,600
2023	$5,053.00	$342,100 Land $297,700 Building $44,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (2006–2023)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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