5598 Luce Ln, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 5598 Luce Ln, Lake Oswego, OR 97035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,432 sqft · built 2012
Lot Size	0.182 acres (7,932 sqft)
Owner	Individual Name on Record
Last Sale	$1,425,000 (Jun 2023)
Tax Bill	$14,422 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21E18CD02810`

Property Details

APN / Parcel Number

Primary APN	`21E18CD02810`
Alternative APN	`05022996`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,432 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	7,932 sqft (0.182 acres)

Location & Zoning

Account Number	05022996
Street Address	5598 LUCE LN
City	LAKE OSWEGO
State	OR
Zip	97035-1969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SUBDIVISION GROVE PARK 4297 LT 10
Legal Range	1E
Legal Township	2S
Legal Section	18
Legal Subdivision	GROVE PARK
Legal Lot Number	10
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3020
Census Tract	20401

Owner

Source: Clackamas County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5598 LUCE LN, LAKE OSWEGO, OR 97035-1969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	Nov 5, 2021 · Amount on Record
Deed Document Number	202320286
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	5598 LUCE LN, LAKE OSWEGO, OR 97035-1969
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	LAWYERS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 SHUTES FOLLY DR, CHARLESTON, SC 29412-4260

Mortgage

Document Number	0000012717
Date	Apr 12, 2024
Instrument	2024-012717

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jul 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 14, 2023
Property Address	5598 LUCE LN, LAKE OSWEGO, OR 97035-1969
Document Number	0000020286
Map Reference	DOC 2010-30221
Instrument Date	Jun 5, 2023
Instrument	2023-020286
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	LAWYERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 SHUTES FOLLY DR, CHARLESTON, SC 29412-4260

Mortgage

Document Number	0000020287
Date	Jun 14, 2023
Instrument	2023-020287

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Nov 5, 2021
Property Address	5598 LUCE LN, LAKE OSWEGO, OR 97035-1969
Document Number	0000099123
Map Reference	DOC 2010-30221
Instrument Date	Nov 4, 2021
Instrument	2021-099123
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	LAWYERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5598 LUCE LN, LAKE OSWEGO, OR 97035-1969

Mortgage

Document Number	0000099124
Date	Nov 5, 2021
Instrument	2021-099124

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	5598 LUCE LN, LAKE OSWEGO, OR 97035-1969
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107411
Date	Dec 18, 2020
Instrument	2020-107411

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,422.00 (+5.85%)	$751,016 (+6.09%)	$1,291,610 (+3.43%) Land $543,980 Building $747,630
2023	$13,625.00 (+3.06%)	$707,905 (+3%)	$1,248,827 (+8.2%) Land $522,167 Building $726,660
2022	$13,221.00	$687,287	$1,154,220 Land $478,540 Building $675,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERGROVE WATER DISTRICT serves 4,000 people · EPA ID OR4100461
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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