5590 Luce Ln, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 5590 Luce Ln, Lake Oswego, OR 97035

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,431 sqft · built 2012
Lot Size	0.193 acres (8,438 sqft)
Owner	Individual Name on Record
Last Sale	$1,010,000 (Oct 2021)
Tax Bill	$14,189 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21E18CD02809`

Property Details

APN / Parcel Number

Primary APN	`21E18CD02809`
Alternative APN	`05022995`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,431 sqft Living Area

Exterior

Year Built	Built 2012
Lot Area	8,438 sqft

Location & Zoning

Account Number	05022995
Street Address	5590 LUCE LN
City	LAKE OSWEGO
State	OR
Zip	97035-1969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION GROVE PARK 4297 LT 9
Legal Range	01E
Legal Township	02S
Legal Section	18
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	GROVE PARK
Legal Lot Number	9
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3020
Census Tract	20401

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5590 LUCE LN, LAKE OSWEGO, OR 97035-1969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 28, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Sep 5, 2012 · Amount on Record
Deed Document Number	2021-092984
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	5590 LUCE LN, LAKE OSWEGO, OR 97035-1969
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076599
Date	Dec 2, 2019
Instrument	2019-076599

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 8, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	5590 LUCE LN, LAKE OSWEGO, OR 97035-1969
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051599
Date	Aug 28, 2019
Instrument	2019-051599

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 15, 2021
Property Address	5590 LUCE LN, LAKE OSWEGO, OR 97035-1969
Document Number	0000092984
Instrument Date	Jan 8, 2021
Instrument	2021-092984
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5590 LUCE LN, LAKE OSWEGO, OR 97035-1969

Mortgage

Document Number	0000092985
Date	Oct 15, 2021
Instrument	2021-092985

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,189.00 (+5.85%)	$738,893 (+6.09%)	$1,271,200 (+3.43%) Land $543,980 Building $727,220
2023	$13,405.00	$696,478	$1,229,027 Land $522,167 Building $706,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERGROVE WATER DISTRICT serves 4,000 people · EPA ID OR4100461
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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