5554 Luce Ln, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 5554 Luce Ln, Lake Oswego, OR 97035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,269 sqft · built 2012
Lot Size	0.206 acres (8,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,110,000 (Apr 2022)
Tax Bill	$14,413 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21E18CD02806`

Property Details

APN / Parcel Number

Primary APN	`21E18CD02806`
Alternative APN	`05022992`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,269 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	8,981 sqft (0.206 acres)

Location & Zoning

Account Number	05022992
Street Address	5554 LUCE LN
City	LAKE OSWEGO
State	OR
Zip	97035-1969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SUBDIVISION GROVE PARK 4297 LT 6
Legal Range	1E
Legal Township	2S
Legal Section	18
Legal Subdivision	GROVE PARK
Legal Lot Number	6
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3020
Census Tract	20401

Owner

Source: Clackamas County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4261 DUCKHORN DR, CORAOPOLIS, PA 15108-9402
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Jun 19, 2019	Warranty Deed, Transfer KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Prior Sale	Jun 19, 2019 · Amount on Record
Deed Document Number	202222218
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 15, 2022
Property Address	5554 LUCE LN, LAKE OSWEGO, OR 97035-1969
Document Number	0000022218
Instrument Date	Apr 1, 2022
Instrument	2022-022218
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4261 DUCKHORN DR, CORAOPOLIS, PA 15108-9402

Mortgage

Document Number	0000022219
Date	Apr 15, 2022
Instrument	2022-022219

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8%
Index	Other
Margin	3
Max Rate	8%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	5554 LUCE LN, LAKE OSWEGO, OR 97035-1969
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092826
Date	Nov 4, 2020
Instrument	2020-092826

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 19, 2019
Property Address	5554 LUCE LN, LAKE OSWEGO, OR 97035-1969
Document Number	0000034181
Instrument Date	Jun 14, 2019
Instrument	34181
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	WFG TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4214 NE ROYAL CT PORTLAND OR 972131668, PORTLAND, OR 97213-1668

Mortgage

Document Number	34183
Date	Jun 19, 2019
Instrument	34183

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,413.00 (+5.85%)	$750,518 (+6.09%)	$1,314,122 (+3.47%) Land $596,002 Building $718,120
2023	$13,616.00	$707,436	$1,270,082 Land $572,102 Building $697,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERGROVE WATER DISTRICT serves 4,000 people · EPA ID OR4100461
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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