Talbot County property record for 5594 Trafalgar Cir, Tilghman, MD 21671
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,968 sqft · built 2024 |
| Lot Size | 0.291 acres (12,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $494,445 (Oct 2023) |
| Tax Bill | $3,447 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-197600 |
| Primary APN | 05-197600 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,968 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,682 sqft (0.291 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 197600 |
|---|---|
| Street Address | 5594 TRAFALGAR CIR |
| City | TILGHMAN |
| State | MD |
| Zip | 21671-1151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 13 PH 4 - 12,682 E/S BLACK WALNUT PT RD TILGHMAN ON CHESAPEAKE |
| Legal Phase | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 960800 |
Source: Talbot County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5594 TRAFALGAR CIR, TILGHMAN, MD 21671-1151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| May 9, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PRIMIS BANK |
| Dec 4, 2019 | Grant Deed, Transfer NEW WORLD TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Prior Sale | Dec 4, 2019 · Amount on Record |
| Deed Book / Page | 3078 / 230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Oct 12, 2023 |
| Property Address | 5594 TRAFALGAR CIR, TILGHMAN, MD 21671-1151 |
| Document Number | 0030780230 |
| Book / Page | 3078 / 230 |
| Map Reference | MB 81 FO 667-668 |
| Instrument Date | Sep 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,472.23 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5594 TRAFALGAR CIR, TILGHMAN, MD 21671-1151 |
| Document Number | 0030780241 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 3078-0241 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 5594 TRAFALGAR CIR, TILGHMAN, MD 21671-1151 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0029740031 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 2974/31 |
| Name | PRIMIS BANK |
|---|---|
| Type | Bank |
| Address | ASHLAND, VA 23005 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Dec 4, 2019 |
| Property Address | 5594 TRAFALGAR CIR, TILGHMAN, MD 21671-1151 |
| Document Number | 0026630160 |
| Book / Page | 002663 / 000160 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2019 |
| Title Company | NEW WORLD TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $262.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5621 OLD FREDERICK RD #1 CATONSVILLE MD 212281554, 1, CATONSVILLE, MD 21228-1554 |
| Investor | Possibly a Property Investor |
Source: Talbot County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,067 (+729.16%) | $491,200 (+876.54%) Land $80,300 Building $410,900 | |
| 2025 | $3,447.00 (+701.63%) Homeowner's exemption | ||
| 2023 | $430.00 | $50,300 Land $50,300 | $50,300 Land $50,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 194 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 88 (1979–2024) |
| Claims Outside the SFHA | 17 of 88 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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