5576 Trafalgar Cir, Tilghman, MD 21671 Property Records

Talbot County property record for 5576 Trafalgar Cir, Tilghman, MD 21671

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,956 sqft · built 2024
Lot Size0.352 acres (15,352 sqft)
Owner2 Individual Names on Record
Last Sale$483,776 (Aug 2023)
Tax Bill$3,565 (2025)
Deeds & MortgagesMay 2022 Mortgage
Feb 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-197635

Property Details

APN / Parcel Number

Primary APN05-197635
Alternative APN
  • 197635

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,956 sqft Total Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,352 sqft (0.352 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number197635
Street Address5576 TRAFALGAR CIR
CityTILGHMAN
StateMD
Zip21671-1151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 16 PH 4 - 15,352 E/S BLACK WALNUT PT RD TILGHMAN ON CHESAPEAKE
Legal Phase4
Legal Lot Number16
JurisdictionTALBOT MD
Township / Civil Division5, BAY HUNDRED
Census Block Group2
Census Block2003
Census Tract960800

Owner

Source: Talbot County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5790 MOSS CT, FORT PIERCE, FL 34982-3905
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2022Deed of Trust, Mortgage · Commercial Mortgage
PRIMIS BANK
Feb 9, 2023Deed, Transfer
MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC
Aug 22, 2023Re-recorded Document
MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC
Dec 4, 2019Grant Deed, Transfer
NEW WORLD TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2023 · Amount on Record
Deed SaleAug 22, 2023 · Amount on Record
Prior SaleDec 4, 2019 · Amount on Record
Deed Book / Page3068 / 231
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTALBOT MD
Property Address5576 TRAFALGAR CIR, TILGHMAN, MD 21671-1151
Transaction TypeMortgage
Record UpdatedSep 19, 2023
Title CompanyMID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029740093
DateMay 9, 2022
Book Page2974/93
Lender
NamePRIMIS BANK
TypeBank
AddressASHLAND, VA 23005
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionTALBOT MD
Recording DateFeb 9, 2023
Property Address5576 TRAFALGAR CIR, TILGHMAN, MD 21671-1151
Document Number0030320229
Book / Page3032 / 229
Map ReferenceMB MAS 81 FO 667
Instrument DateFeb 1, 2023
Transaction TypeTransfer
Record UpdatedSep 19, 2023
Title CompanyMID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6790 MOSS COURT, FORT PIERCE, FL 34982

August 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionTALBOT MD
Recording DateAug 22, 2023
Property Address5576 TRAFALGAR CIR, TILGHMAN, MD 21671-1151
Document Number0030680231
Book / Page3068 / 231
Map ReferenceMB 81 FO 667-668
Instrument DateFeb 1, 2023
Record UpdatedSep 19, 2023
Title CompanyMID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5790 MOSS CT, FORT PIERCE, FL 34982-3905

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionTALBOT MD
Recording DateDec 4, 2019
Property Address5576 TRAFALGAR CIR, TILGHMAN, MD 21671-1151
Document Number0026630160
Book / Page002663 / 000160
Instrument DateDec 2, 2019
Transaction TypeTransfer
Record UpdatedDec 23, 2019
Title CompanyNEW WORLD TITLE

Transaction

AmountAmount Recorded
Tax$262.50
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5621 OLD FREDERICK RD #1 CATONSVILLE MD 212281554, 1, CATONSVILLE, MD 21228-1554
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$431,333 (+718.47%)$508,000 (+863.95%) Land $82,700 Building $425,300
2025$3,565.00 (+692.22%)
2023$450.00$52,700 Land $52,700$52,700 Land $52,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 194 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies194 in force
Nearby Flood Claims88 (1979–2024)
Claims Outside the SFHA17 of 88
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 68 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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