Talbot County property record for 5582 Trafalgar Cir, Tilghman, MD 21671
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,110 sqft · built 2023 |
| Lot Size | 0.482 acres (20,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $523,307 (Apr 2026) |
| Tax Bill | $3,821 (2025) |
| Deeds & Mortgages | Apr 2026 Sale May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-197627 |
| Primary APN | 05-197627 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,110 sqft Total Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,999 sqft (0.482 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 700 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 197627 |
|---|---|
| Street Address | 5582 TRAFALGAR CIR |
| City | TILGHMAN |
| State | MD |
| Zip | 21671-1151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 15 PH 4-20,999 SF E/S BLACK WALNUT PT RD TILGHMAN ON CHESAPEAKE |
| Legal Phase | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 960800 |
Source: Talbot County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 341 MONROEVILLE RD, MONROEVILLE, NJ 08343-1853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed, Transfer FIRST AMERICAN TITLE |
| May 9, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PRIMIS BANK |
| Feb 16, 2023 | Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Dec 4, 2019 | Grant Deed, Transfer NEW WORLD TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on Record |
| Deed Sale | Apr 13, 2026 · Amount on Record |
| Prior Sale | Feb 16, 2023 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 3258 / 166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Apr 13, 2026 |
| Property Address | 5582 TRAFALGAR CIR, TILGHMAN, MD 21671-1151 |
| Document Number | 3258000166 |
| Book / Page | 3258 / 166 |
| Instrument Date | Apr 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $52,854.31 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 341 MONROEVILLE RD, MONROEVILLE, NJ 08343-1853 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 5582 TRAFALGAR CIR, TILGHMAN, MD 21671-1151 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0029740074 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 2974/74 |
| Name | PRIMIS BANK |
|---|---|
| Type | Bank |
| Address | ASHLAND, VA 23005 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Feb 16, 2023 |
| Property Address | 5582 TRAFALGAR CIR, TILGHMAN, MD 21671-1151 |
| Document Number | 0030330205 |
| Book / Page | 3033 / 205 |
| Map Reference | MB MAS 81 FO 667-668 |
| Instrument Date | Feb 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5582 TRAFALGAR CIR, TILGHMAN, MD 21671-1151 |
| Document Number | 0030330216 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 3033-0216 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 365 Months |
| Due | Jul 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Dec 4, 2019 |
| Property Address | 5582 TRAFALGAR CIR, TILGHMAN, MD 21671-1151 |
| Document Number | 0026630160 |
| Book / Page | 002663 / 000160 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2019 |
| Title Company | NEW WORLD TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $262.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5621 OLD FREDERICK RD #1 CATONSVILLE MD 212281554, 1, CATONSVILLE, MD 21228-1554 |
| Investor | Possibly a Property Investor |
Source: Talbot County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $459,133 (+9.01%) | $535,000 (+27.02%) Land $102,500 Building $432,500 | |
| 2025 | $3,821.00 (+6.08%) Homeowner's exemption | $421,200 (-) Land $102,400 Building $318,800 | $421,200 (-) Land $102,400 Building $318,800 |
| 2023 | $3,602.00 | $421,200 Land $102,400 Building $318,800 | $421,200 Land $102,400 Building $318,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 194 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 88 (1979–2024) |
| Claims Outside the SFHA | 17 of 88 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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