559 E 10th St, Oakboro, NC 28129 Property Records

Stanly County property record for 559 E 10th St, Oakboro, NC 28129

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1971
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Jun 2018)
Tax Bill	$1,229 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`650403326774`

Property Details

APN / Parcel Number

Primary APN	`650403326774`
Alternative APNs	`1522188` `2945`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Finished Area
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	576 sqft
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1522188
Street Address	559 E 10TH ST
City	OAKBORO
State	NC
Zip	28129-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	HSE 559 E 10TH ST 650403083
Legal Subdivision	ALLISON HILLS
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	2
Census Block	2019
Census Tract	930902

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	559 E 10TH ST, OAKBORO, NC 28129-9623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK
Oct 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 15, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	2018400995
Deed Book / Page	1646 / 1578
Last Transfer Date	Oct 16, 2018
Transfer Doc	0000404244
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	559 E 10TH ST, OAKBORO, NC 28129-9623
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 E 10TH ST, OAKBORO, NC 28129-9623

Mortgage

Document Number	0000482199
Date	Oct 22, 2025
Book Page	1898/944
Instrument	482199

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Oct 18, 2018
Property Address	559 E 10TH ST, OAKBORO, NC 28129-9623
Document Number	0000404244
Book / Page	001655 / 001311
Instrument Date	Oct 16, 2018
Instrument	404244
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	559 E 10TH ST OAKBORO NC 281299623, OAKBORO, NC 28129-9623

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jun 15, 2018
Property Address	559 E 10TH ST, OAKBORO, NC 28129-9623
Document Number	0000400995
Book / Page	001646 / 001578
Instrument Date	Jun 11, 2018
Instrument	400995
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	559 E 10TH ST OAKBORO NC 281299623, OAKBORO, NC 28129-9623

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Oakboro Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,229.00 (+27.23%)	$126,747 (+33.83%) Land $28,305 Building $98,442	$126,747 (+33.83%) Land $28,305 Building $98,442
2023	$966.00	$94,706 Land $18,315 Building $76,391	$94,706 Land $18,315 Building $76,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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