Stanly County property record for 309 E 10th St, Oakboro, NC 28129
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,164 sqft · built 1979 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $134,500 (May 2018) |
| Tax Bill | $1,401 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 650403213656 |
| Primary APN | 650403213656 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,164 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 176 sqft |
| Patio Area | 414 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 1520642 |
|---|---|
| Street Address | 309 E 10TH ST |
| City | OAKBORO |
| State | NC |
| Zip | 28129-9620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | HSE 309 E 10TH ST 650403155 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | BIG LICK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 930902 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 309 E 10TH ST, OAKBORO, NC 28129-9620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| May 14, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2018 · Amount on Record |
| Deed Sale | May 14, 2018 · Amount on Record |
| Prior Sale | Jun 28, 2007 · Amount on Record |
| Deed Document Number | 2018400145 |
| Deed Book / Page | 1644 / 722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 309 E 10TH ST, OAKBORO, NC 28129-9620 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000431859 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 1738/1427 |
| Instrument | 431859 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 14, 2018 |
| Property Address | 309 E 10TH ST, OAKBORO, NC 28129-9620 |
| Document Number | 0000400145 |
| Book / Page | 001644 / 000722 |
| Instrument Date | May 10, 2018 |
| Instrument | 400145 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $269.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 E 10TH ST OAKBORO NC 281299620, OAKBORO, NC 28129-9620 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Oakboro Town |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,401.00 | $144,524 (-) Land $42,500 Building $102,024 | $144,524 (-) Land $42,500 Building $102,024 |
| 2025 | $1,401.00 (+36.28%) | $144,524 (+43.3%) Land $42,500 Building $102,024 | $144,524 (+43.3%) Land $42,500 Building $102,024 |
| 2023 | $1,028.00 | $100,853 Land $27,500 Building $73,353 | $100,853 Land $27,500 Building $73,353 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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