543 E 10th St, Oakboro, NC 28129 Property Records

Stanly County property record for 543 E 10th St, Oakboro, NC 28129

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,186 sqft · built 1972
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Tax Bill	$1,622 (2026)
Deeds & Mortgages	Nov 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`650403325631`

Property Details

APN / Parcel Number

Primary APN	`650403325631`
Alternative APNs	`18568` `24533`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,186 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	266 sqft
Carport	Carport
Carport Area	266 sqft
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	24533
Street Address	543 E 10TH ST
City	OAKBORO
State	NC
Zip	28129-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	HSE 543 E 10TH ST LT 40 SECTION 3 650403081
Legal Lot Number	40
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	2
Census Block	2019
Census Tract	930902

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	543 E 10TH ST, OAKBORO, NC 28129-9623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	543 E 10TH ST, OAKBORO, NC 28129-9623
Document Number	0000415165
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 E 10TH ST OAKBORO NC 281299623, OAKBORO, NC 28129-9623

Mortgage

Document Number	0000415165
Date	Nov 27, 2019
Book Page	001687/000067
Instrument	415165

Lender

Name	PINNACLE BK
Type	Bank
Address	LOCUST, NC 28097

Agreement

Term	240 Months
Due	Nov 26, 2039

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Oakboro Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,622.00 (+292.74%)	$167,265 (+59.75%) Land $28,305 Building $138,960	$167,265 (+59.75%) Land $28,305 Building $138,960
2023	$413.00	$104,706 (-) Land $18,315 Building $86,391	$104,706 (-) Land $18,315 Building $86,391
2022	$413.00	$104,706 Land $18,315 Building $86,391	$104,706 Land $18,315 Building $86,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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