5588 Thoroughbred St, Oceanside, CA 92057 Property Records

San Diego County property record for 5588 Thoroughbred St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,353 sqft · built 2013
Lot Size	0.318 acres (13,839 sqft)
Owner	Company Name on Record
Last Sale	$663,500 (Aug 2013)
Tax Bill	$10,328 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-624-23-00`

Property Details

APN / Parcel Number

Primary APN	`122-624-23-00`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,353 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	13,839 sqft (0.318 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5588 THOROUGHBRED ST
City	OCEANSIDE
State	CA
Zip	92057-5544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-SP-EQ
Legal Description	LOT 82 TR 015871
Legal Subdivision	HI HOPE RANCH
Legal Tract	015871
Legal Block	1
Legal Lot Number	82
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1024
Census Tract	18612

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5588 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jul 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2013 · Amount on Record
Deed Sale	Aug 9, 2013 · Amount on Record
Deed Document Number	2013501849
Last Transfer Date	May 8, 2016
Transfer Doc	0000466241
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5588 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039781
Date	Jan 24, 2020
Instrument	2020-0039781

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2030

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5588 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5588 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544

Mortgage

Document Number	0000684941
Date	Nov 4, 2020
Instrument	2020-0684941

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5588 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544
Document Number	0000391048
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5588 THOROUGHBRED ST OCEANSIDE CA 920575544, OCEANSIDE, CA 92057-5544

Mortgage

Document Number	0000391048
Date	Jul 21, 2020
Instrument	391048

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 20, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$935,115 (+2%) Land $187,551 Building $747,564
2025	$10,328.00 (+8.68%) Homeowner's exemption	$916,780 (+4.04%) Land $183,874 Building $732,906
2023	$9,503.00 (+5.53%) Homeowner's exemption	$881,183 Land $176,735 Building $704,448
2022	$9,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fiber	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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