San Diego County property record for 5580 Thoroughbred St, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2013 |
| Square Footage | 3,169 sqft Living Area |
| Lot Size | 16,589 sqft (0.381 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $619,500 (2013) |
| Tax Bill | $9,130.00 (2025) |
| Primary APN | 122-624-21-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,169 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 16,589 sqft (0.381 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5580 THOROUGHBRED ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5544 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 80 TR 015871 |
| Legal Subdivision | HI HOPE RANCH |
| Legal Tract | 015871 |
| Legal Block | 1 |
| Legal Lot Number | 80 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 18612 |
Source: San Diego County records · APN 122-624-21-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5580 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 06, 2017 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2013 · Amount on Record |
| Deed Sale | Jul 12, 2013 · Amount on Record |
| Deed Doc Number | 2013436958 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5580 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5580 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544 |
| Document Number | 0000653057 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021-0653057 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5580 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000407560 |
|---|---|
| Date | Sep 06, 2017 |
| Instrument | 2017-0407560 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92057 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 30, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | Prime Rate |
| Max Rate | 17.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5580 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000405989 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020-0405989 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5580 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PROVIDENT TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5580 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544 |
| Document Number | 0000838957 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020-0838957 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5580 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544 |
| Document Number | 0000456443 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5580 THOROUGHBRED ST OCEANSIDE CA 920575544, OCEANSIDE, CA 92057-5544 |
| Document Number | 0000456443 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 456443 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 09, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $826,904 (+2%) Land $187,551 Building $639,353 | |
| 2025 | $9,130.00 (+8.68%) Homeowner's exemption | $810,691 (+4.04%) Land $183,874 Building $626,817 |
| 2023 | $8,401.00 (+0.27%) Homeowner's exemption | $779,213 Land $176,735 Building $602,478 |
| 2022 | $8,378.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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