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5584 Thoroughbred St, Oceanside, CA 92057 Property Records

San Diego County property record for 5584 Thoroughbred St, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,296 sqft · built 2013
Lot Size0.359 acres (15,648 sqft)
Owner2 Individual Names on File
Last Sale$743,000 (Aug 2013)
Tax Bill$8,979 (2025)
Deeds & MortgagesMar 2020 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN122-624-22-00

Property Details

APN / Parcel Number

Primary APN122-624-22-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area4,296 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Lot Area15,648 sqft (0.359 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5584 THOROUGHBRED ST
CityOCEANSIDE
StateCA
Zip92057-5544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 81 TR 015871
Legal SubdivisionHOPE RANCH
Legal Tract015871
Legal Block1
Legal Lot Number81
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1024
Census Tract18612

Owner

Source: San Diego County records · APN 122-624-22-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5584 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 24, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2013 · Amount on Record
Deed SaleAug 12, 2013 · Amount on Record
Deed Document Number2013504444
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5584 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000130931
DateMar 13, 2020
Instrument2020-0130931
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5584 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5584 THOROUGHBRED ST, OCEANSIDE, CA 92057-5544

Mortgage

Document Number0000834093
DateDec 24, 2020
Instrument2020-0834093
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$984,968 (+2%) Land $187,551 Building $797,417
2025$8,979.00 (+7.6%)$965,656 (+4.04%) Land $183,874 Building $781,782
2023$8,345.00 (-0.8%)$928,160 Land $176,735 Building $751,425
2022$8,412.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
AT&TFiber1,000 / 1,000
San Diego BroadbandFixed Wireless (unlicensed)500 / 100

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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