5587 Mill Race Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5587 Mill Race Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,497 sqft · built 2017
Lot Size	0.302 acres (13,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Dec 2025)
Tax Bill	$571 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-2N-29-3017-00E00-0010`

Property Details

APN / Parcel Number

Primary APN	`33-2N-29-3017-00E00-0010`
Alternative APN	`N29233301700E000010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,497 sqft Living Area
Gross Area	3,399 sqft
1st Floor Area	2,497 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,155 sqft (0.302 acres)
Lot Dimensions	205 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	482 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5587 MILL RACE CIR
City	PACE
State	FL
Zip	32571-6441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PACE MILL CREEK PHASE THREE-B LOT 1 BLK E AS DES IN OR 4331 PG 902
Legal Range	29W
Legal Township	2N
Legal Section	33
Legal Subdivision	PACE MILL CREEK 3-B
Legal Block	E
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1014
Census Tract	10301

Owner

Source: Santa Rosa County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5587 MILL RACE CIR, MILTON, FL 32571-6441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC
Sep 30, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2017	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Sep 30, 2022 · Amount on Record
Deed Document Number	202560461
Deed Book / Page	4693 / 1732
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 30, 2025
Property Address	5587 MILL RACE CIR, PACE, FL 32571-6441
Document Number	0046931732
Book / Page	4693 / 1732
Map Reference	MB 12 PG 27&28
Instrument Date	Dec 23, 2025
Instrument	202560461
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	UNKNOWN, CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1544 STANFORD RD, GULF BREEZE, FL 32563-2742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5587 MILL RACE CIR, PACE, FL 32571-6441

Mortgage

Document Number	0046931734
Date	Dec 30, 2025
Instrument	4693/1734

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 30, 2022
Property Address	5587 MILL RACE CIR, PACE, FL 32571-6441
Document Number	0043310902
Book / Page	4331 / 902
Map Reference	MB 12 PG 27&28
Instrument Date	Sep 30, 2022
Instrument	202256233
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	NOT AVAILABLE, TRADEWINDS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,066.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 682, MILTON, FL 32572-0682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5587 MILL RACE CIR, PACE, FL 32571-6441

Mortgage

Document Number	0004331905
Date	Sep 30, 2022
Instrument	4331/905

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 27, 2017
Property Address	5587 MILL RACE CIR, PACE, FL 32571-6441
Document Number	0036091069
Book / Page	003609 / 001069
Instrument Date	Mar 23, 2017
Instrument	11615
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5587 MILL RACE CIR MILTON FL 32571, MILTON, FL 32571

Mortgage

Document Number	36091071
Date	Mar 27, 2017
Book Page	003609/001071
Instrument	11616

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$319,669 (+9.77%)	$354,047 (+14.84%) Land $48,000 Building $306,047
2024	$571.00 (+188.38%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$291,224 (+3%)	$308,301 (+2.79%) Land $48,000 Building $260,301
2023	$198.00 (-94.48%) Homeowner's exemption	$282,742 (-4.5%)	$299,923 (+1.3%) Land $42,000 Building $257,923
2022	$3,588.00 Homeowner's exemption	$296,064	$296,064 Land $40,000 Building $256,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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