5586 Mill Race Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5586 Mill Race Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,695 sqft · built 2017
Lot Size	0.302 acres (13,155 sqft)
Owner	2 Individual Names on File
Last Sale	$426,000 (Jul 2022)
Tax Bill	$3,592 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-2N-29-3017-00D00-0010`

Property Details

APN / Parcel Number

Primary APN	`33-2N-29-3017-00D00-0010`
Alternative APN	`N29233301700D000010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,695 sqft Living Area
Gross Area	3,369 sqft
1st Floor Area	2,695 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,155 sqft (0.302 acres)
Lot Dimensions	135 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5586 MILL RACE CIR
City	PACE
State	FL
Zip	32571-6438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PACE MILL CREEK PHASE THREE-B LOT 1 BLK D & AS DES IN OR 4303 PG 1232
Legal Range	29W
Legal Township	2N
Legal Section	33
Legal Subdivision	PACE MILL CREEK 3-B
Legal Block	D
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1004
Census Tract	10301

Owner

5586 Mill Race Cir is owned and occupied by two individuals who bought it in July 2022.

Source: Santa Rosa County records, as of March 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5586 MILL RACE CIR, PACE, FL 32571-6438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jul 7, 2022	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Aug 4, 2017	Warranty Deed, Transfer · VA Mortgage WR STARKEY MORTGAGE LLP
Mar 6, 2017	Loan Modification, Mortgage GUARANTEE TITLE/NORTHWEST FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Aug 4, 2017 · Amount on File
Deed Document Number	202240221
Deed Book / Page	4303 / 1232
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5586 MILL RACE CIR, PACE, FL 32571-6438
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041610326
Date	Aug 10, 2021
Book Page	4161/326
Instrument	202153583

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Feb 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 7, 2022
Property Address	5586 MILL RACE CIR, PACE, FL 32571-6438
Document Number	0043031232
Book / Page	4303 / 1232
Map Reference	MB 12 PG 27
Instrument Date	Jul 1, 2022
Instrument	202240221
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	ACER TITLE AND ESCROW LLC, ANCHOR TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,982.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PSC 2 BOX 62666266, APO, AL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5586 MILL RACE CIR, PACE, FL 32571-6438

Mortgage

Document Number	0043031234
Date	Jul 7, 2022
Instrument	4303/1234

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 4, 2017
Property Address	5586 MILL RACE CIR, PACE, FL 32571-6438
Document Number	0036490936
Book / Page	3649 / 0936
Map Reference	MB12 PG27&28
Instrument Date	Aug 3, 2017
Instrument	201732025
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	GUARANTEE TITLE OF NORTHWEST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4229 HIGHWAY 90, 4229, MILTON, FL 32571-2011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5586 MILL RACE CIR, MILTON, FL 32571-6438

Mortgage

Document Number	0201732026
Date	Aug 4, 2017
Instrument	201732026

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	5586 MILL RACE CIR, PACE, FL 32571-6438
Document Number	0036060001
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$312,788 (+2.9%)	$352,005 (+8.44%) Land $48,000 Building $304,005
2024	$3,592.00 (+1.35%) Homeowner's exemption	$303,973 (+3%)	$324,595 (+2.7%) Land $48,000 Building $276,595
2023	$3,544.00 (+17.43%) Homeowner's exemption	$295,119 (+16.71%)	$316,063 (+0.64%) Land $42,000 Building $274,063
2022	$3,018.00 Homeowner's exemption	$252,869	$314,063 Land $40,000 Building $274,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5586 Mill Race Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5586 Mill Race Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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