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5578 Mill Race Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5578 Mill Race Cir, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,185 sqft · built 2017
Lot Size0.301 acres (13,155 sqft)
Owner2 Individual Names on File
Last Sale$235,600 (Aug 2017)
Tax Bill$2,474 (2024)
Deeds & MortgagesApr 2022 Mortgage
Aug 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-2N-29-3017-00D00-0030

Property Details

APN / Parcel Number

Primary APN33-2N-29-3017-00D00-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,185 sqft Heated Area
Gross Area2,817 sqft
1st Floor Area2,585 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area13,155 sqft (0.301 acres)
Lot Dimensions1,550 ft deep x 850 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number332N29301700D000030
Street Address5578 MILL RACE CIR
CityPACE
StateFL
Zip32571-6438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPACE MILL CREEK PHASE THREE-B LOT 3 BLK D & AS DES IN OR 3649 PG 259
Legal Range29W
Legal Township02N
Legal Section33
Legal SubdivisionPACE MILL CREEK
Legal Phase3
Legal BlockD
Legal Lot Number3
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1004
Census Tract10301

Owner

5578 Mill Race Cir is owned and occupied by two individuals who bought it in August 2017.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Individual Names on File
Mailing Address5578 MILL RACE CIR, PACE, FL 32571-6438
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Aug 3, 2017Warranty Deed, Transfer
NAVY FCU
Mar 6, 2017Loan Modification, Mortgage
GUARANTEE TITLE/NORTHWEST FL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2017 · Amount on File
Deed SaleAug 3, 2017 · Amount on File
Deed Document Number201731879
Deed Book / Page3649 / 0259
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5578 MILL RACE CIR, PACE, FL 32571-6438
Transaction TypeMortgage
Record UpdatedMar 14, 2023
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5578 MILL RACE CIR, PACE, FL 32571-6438

Mortgage

Document Number0042691938
DateApr 11, 2022
Book Page4269/1938
Instrument202221655
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 3, 2017
Property Address5578 MILL RACE CIR, PACE, FL 32571-6438
Document Number0036490259
Book / Page003649 / 000259
Instrument DateJul 28, 2017
Instrument31879
Transaction TypeTransfer
Record UpdatedSep 1, 2017
Title CompanyGUARANTEE TITLE/NORTHWEST FL

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,649.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5578 MILL RACE CIR PACE FL 325716438, PACE, FL 32571-6438

Mortgage

Document Number36490261
DateAug 3, 2017
Book Page003649/000261
Instrument31880
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount on Record
Term360 Months
DueAug 2, 2047

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address5578 MILL RACE CIR, PACE, FL 32571-6438
Document Number0036060001
Instrument DateMar 6, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyGUARANTEE TITLE/NORTHWEST FL

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,474.00 (+4.3%) Homeowner's exemption$211,782 (+3%)$276,437 (+3.01%) Land $48,000 Building $228,437
2023$2,372.00 (+2.51%) Homeowner's exemption$205,614 (+3%)$268,347 (+0.75%) Land $42,000 Building $226,347
2022$2,314.00 Homeowner's exemption$199,625$266,358 Land $40,000 Building $226,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5578 Mill Race Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5578 Mill Race Cir is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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