5581 Franklin St, Ferrum, VA 24088 Property Records

Franklin County property record for 5581 Franklin St, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,470 sqft · built 1953
Lot Size	2.17 acres (94,656 sqft)
Owner	Company Name on File
Last Sale	$335,000 (Jul 2026)
Tax Bill	$1,009 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`081 02-013 00`

Property Details

APN / Parcel Number

Primary APN	`081 02-013 00`
Alternative APN	`25588`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
Gross Area	2,458 sqft
1st Floor Area	1,230 sqft
Basement Area	1,230 sqft
Unfinished Basement	1,230 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	94,656 sqft (2.17 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	2,184 sqft
Carport	Carport
Carport Area	2,184 sqft
Driveway	Paver Driveway
Parking Spaces	10 Parking Spaces
Porch	Slab
Porch Area	292 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	25588
Street Address	5581 FRANKLIN ST
City	FERRUM
State	VA
Zip	24088-4267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 40W - FRANKLIN ST LOTS 71-80 & PT 70
Legal Subdivision	FRANKLIN S
Legal Lot Number	71-80
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1023
Census Tract	20701

Owner

Source: Franklin County records · APN 081 02-013 00

Assessment roll updated June 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	275 CORPORATE DR, ROCKY MOUNT, VA 24151-3854
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA
Jul 08, 2022	Deed, Transfer · Line of Credit THE FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Deed Document Number	20264675
Deed Book / Page	1247 / 1765
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 16, 2026
Property Address	5581 FRANKLIN ST, FERRUM, VA 24088-4267
Document Number	0000004675
Book / Page	1247 / 1765
Instrument Date	Jun 30, 2026
Instrument	20264675
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Tax	$33,835.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	275 CORPORATE DR, ROCKY MOUNT, VA 24151-3854

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 08, 2022
Property Address	5581 FRANKLIN ST, FERRUM, VA 24088-4267
Document Number	0011862942
Book / Page	1186 / 2942
Map Reference	MB 1186 PG 2941
Instrument Date	Jul 06, 2022
Instrument	220005256
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 PLEASANT HILL RD, FERRUM, VA 24088-4264
Investor	Possibly a Property Investor

Mortgage

Document Number	0011862946
Date	Jul 08, 2022
Book Page	1186/2946
Instrument	220005257

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	ABINGDON, VA 24212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,009.00 (+12.86%)	$234,800 (+60.05%) Land $34,100 Building $200,700	$234,800 (+60.05%) Land $34,100 Building $200,700
2023	$894.00	$146,700 (-) Land $27,100 Building $119,600	$146,700 (-) Land $27,100 Building $119,600
2022		$146,700 Land $27,100 Building $119,600	$146,700 Land $27,100 Building $119,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 6, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 25 locations within half a mile of this property.

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