Franklin County property record for 5580 Franklin St, Ferrum, VA 24088
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 910 sqft · built 1953 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $560 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081 00-047 00 |
| Primary APN | 081 00-047 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 910 sqft Living Area |
| Gross Area | 1,156 sqft |
| 1st Floor Area | 910 sqft |
| Basement Area | 910 sqft |
| Unfinished Basement | 910 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 19,602 sqft (0.45 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 84 sqft |
| Deck Area | 162 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 25233 |
|---|---|
| Street Address | 5580 FRANKLIN ST |
| City | FERRUM |
| State | VA |
| Zip | 24088-4266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NZ |
| Legal Description | RT 40 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 20701 |
5580 Franklin St is owned and occupied by an individual who acquired it in November 2021.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5580 FRANKLIN ST, FERRUM, VA 24088-4266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 1, 2021 |
| Transfer Doc | 0011740702 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 5580 FRANKLIN ST, FERRUM, VA 24088-4266 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5580 FRANKLIN ST, FERRUM, VA 24088-4266 |
| Document Number | 0011990807 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 1199/807 |
| Instrument | 230002921 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Nov 12, 2021 |
| Property Address | 5580 FRANKLIN ST, FERRUM, VA 24088-4266 |
| Document Number | 0011740702 |
| Book / Page | 1174 / 702 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 210010683 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5580 FRANKLIN ST, FERRUM, VA 24088-4266 |
| Document Number | 210010684 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 210010684 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
The 2025 property tax bill for 5580 Franklin St was $560.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $560.00 | $130,400 Land $27,000 Building $103,400 | $130,400 Land $27,000 Building $103,400 |
| 2023 | $467.00 | $76,600 (-) Land $20,000 Building $56,600 | $76,600 (-) Land $20,000 Building $56,600 |
| 2022 | $76,600 Land $20,000 Building $56,600 | $76,600 Land $20,000 Building $56,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5580 Franklin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5580 Franklin St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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