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5540 Franklin St, Ferrum, VA 24088 Property Records

Franklin County property record for 5540 Franklin St, Ferrum, VA 24088

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,004 sqft · built 1950
Lot Size1.02 acres (44,649 sqft)
OwnerIndividual Name on Record
Last Sale$259,000 (Mar 2022)
Tax Bill$1,011 (2025)
Deeds & MortgagesMar 2022 Sale
Flood ZoneZone X (minimal risk)
APN081 00-048 01B

Property Details

APN / Parcel Number

Primary APN081 00-048 01B
Alternative APN
  • 45423

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,004 sqft Living Area
Gross Area2,530 sqft
1st Floor Area1,572 sqft
Basement Area1,572 sqft
Unfinished Basement1,572 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1971
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area44,649 sqft (1.02 acres)
TerrainRolling
DrivewayPaver Driveway

Exterior Amenities

PorchSlab
Porch Area386 sqft
Deck Area140 sqft
Shed1 Shed
Shed Area128 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number45423
Street Address5540 FRANKLIN ST
CityFERRUM
StateVA
Zip24088-4266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNZ
Legal DescriptionRT 40-FRANKLIN STREET LOT 48B
Legal SubdivisionFRANKLIN S
Legal Lot Number48B
JurisdictionFRANKLIN VA
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1024
Census Tract20701

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5540 FRANKLIN ST, FERRUM, VA 24088-4266
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2022 · Amount on Record
Deed SaleMar 28, 2022 · Amount on Record
Deed Document Number20222417
Deed Book / Page1181 / 1776
Record UpdatedSep 20, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN VA
Recording DateMar 28, 2022
Property Address5540 FRANKLIN ST, FERRUM, VA 24088-4266
Document Number0011811776
Book / Page1181 / 1776
Map ReferenceMB 1082 PG 1342
Instrument DateMar 28, 2022
Instrument220002417
Transaction TypeTransfer
Record UpdatedJun 26, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$129.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5540 FRANKLIN ST, FERRUM, VA 24088-4266

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,011.00 (+15.68%)$235,200 (+64.13%) Land $30,000 Building $205,200$235,200 (+64.13%) Land $30,000 Building $205,200
2023$874.00$143,300 (-) Land $23,000 Building $120,300$143,300 (-) Land $23,000 Building $120,300
2022$143,300 Land $23,000 Building $120,300$143,300 Land $23,000 Building $120,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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