5580 Ln 55, Aurora, MN 55705 Property Records

St. Louis County property record for 5580 Ln 55, Aurora, MN 55705

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,170 sqft · built 1975
Lot Size8.74 acres (380,714 sqft)
OwnerIndividual Name on File
Last Sale$299,000 (Dec 2024)
Tax Bill$4,114 (2026)
Deeds & MortgagesMar 2026 Sale
Dec 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN100-0080-00470

Property Details

APN / Parcel Number

Primary APN100-0080-00470
Alternative APNs
  • 1176563
  • 986653

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,170 sqft Gross Area
1st Floor Area1,170 sqft
Basement Area1,092 sqft
Finished Basement1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Foyer
Exterior MaterialWood
Construction TypeFrame
Lot Area380,714 sqft (8.74 acres)
Garage Area1,260 sqft
Deck Area28 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1176563
Street Address5580 LANE 55
CityAURORA
StateMN
Zip55705-8835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHAT PART OF NW1/4 OF SW1/4 BEG 531 FTS OF NW COR THENCE NELY 650 FT TO A PT431 FT S OF N LINE OF FORTY THENCE S TONLY RY R/W
Legal Range15W
Legal Township58N
Legal Section09
Legal SubdivisionAURORA LANDS IN THE CITY
JurisdictionST LOUIS MN
Township / Civil DivisionWHITE
Census Block Group2
Census Block2030
Census Tract13800

Owner

5580 Ln 55 is owned and occupied by an individual who bought it in December 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address5580 LANE 55, AURORA, MN 55705-8835
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Warranty Deed, Transfer
LENDSERV TITLE
Dec 17, 2024Warranty Deed, Transfer · Conventional Mortgage
THE MINERS NATIONAL BANK OF EVELETH
Apr 18, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2024 · Amount on File
Deed SaleDec 17, 2024 · Amount on File
Prior SaleDec 6, 2024 · Amount on File
Deed Document Number20241501472
Prior Transfer DateApr 11, 2017
Prior Transfer Doc0001307554
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMar 20, 2026
Property Address5580 LANE 55, AURORA, MN 55705-8835
Document Number0001529439
Instrument DateMar 12, 2026
Instrument1529439
Transaction TypeTransfer
Record UpdatedApr 15, 2026
Title CompanyLENDSERV TITLE

Transaction

AmountAmount on Record
Tax$204.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5580 LANE 55, AURORA, MN 55705-8835

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 17, 2024
Property Address5580 LANE 55, AURORA, MN 55705-8835
Document Number0001501472
Instrument DateDec 4, 2024
Instrument1501472
Transaction TypeTransfer
Record UpdatedApr 15, 2026
Title CompanyCONCIERGE TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$986.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5580 LANE 55, AURORA, MN 55705-8835

Mortgage

Document Number0001501473
DateDec 17, 2024
Instrument1501473
Lender
NameTHE MINERS NATIONAL BANK OF EVELETH
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 6, 2054
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateDec 6, 2029
Change Frequency6 Months
Min Rate At Change7.75%
Max Rate At Change10.7%
IndexSOFR Average 30-Day
Max Rate17.7%

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateApr 18, 2017
Property Address5580 LANE 55, AURORA, MN 55705-8835
Document Number00A1307554
Instrument DateApr 11, 2017
InstrumentA1307554
Transaction TypeTransfer
Record UpdatedMay 18, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2026 property tax bill for 5580 Ln 55 was $4,114 with a homeowner's exemption, up 14.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityAurora City
CountySt. Louis County
County SubdivisionWhite Township
Unified School DistrictMesabi East School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,114.00 (+14.72%) Homeowner's exemption
2025$3,586.00 (+0.28%) Homeowner's exemption$278,600 (+37.24%) Land $34,200 Building $244,400$278,600 (+37.24%) Land $34,200 Building $244,400
2024$3,576.00$203,000 Land $29,700 Building $173,300$203,000 Land $29,700 Building $173,300
2022$197,400 Land $27,000 Building $170,400$197,400 Land $27,000 Building $170,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5580 Ln 55 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5580 Ln 55 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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