5441 Ln 55, Aurora, MN 55705 Property Records

St. Louis County property record for 5441 Ln 55, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,376 sqft · built 1960
Lot Size	13.3 acres (581,090 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Apr 2022)
Tax Bill	$1,386 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`570-0023-00042`

Property Details

APN / Parcel Number

Primary APN	`570-0023-00042`
Alternative APNs	`1128566` `1128565`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,376 sqft Gross Area
1st Floor Area	1,376 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	581,090 sqft (13.3 acres)
Garage Area	1,248 sqft

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	333 sqft
Cabin	264 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1128565
Street Address	5441 LANE 55
City	AURORA
State	MN
Zip	55705-8816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	NLY 444 FT OF SE 1/4 OF NE 1/4 SERIAL #
Legal Range	15W
Legal Township	58N
Legal Section	17
Legal Subdivision	WHITE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2067
Census Tract	13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5441 LANE 55, AURORA, MN 55705-8816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Quit Claim Deed, Transfer · Line of Credit EMBARRASS VERMILLION FCU
Apr 11, 2022	Deed, Transfer · Line of Credit EMBARRASS VERMILLION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Deed Document Number	20221440788
Last Transfer Date	Mar 8, 2024
Transfer Doc	0001484597
Record Updated	Sep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 18, 2024
Property Address	5441 LANE 55, AURORA, MN 55705-8816
Document Number	0001484597
Instrument Date	Mar 8, 2024
Instrument	1484597
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5441 LANE 55, AURORA, MN 55705-8816

Mortgage

Document Number	0001484598
Date	Mar 18, 2024
Instrument	1484598

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 8, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 11, 2022
Property Address	5441 LANE 55, AURORA, MN 55705-8816
Document Number	0001440788
Instrument Date	Mar 30, 2022
Instrument	1440788
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5441 LANE 55, AURORA, MN 55705-8816

Mortgage

Document Number	0001440789
Date	Apr 11, 2022
Instrument	1440789

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Mar 30, 2027

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,386.00 (+49.68%) Homeowner's exemption Disabled Person's exemption
2025	$926.00 (-26.86%) Homeowner's exemption Disabled Person's exemption	$203,900 (+20.01%) Land $48,700 Building $155,200	$203,900 (+20.01%) Land $48,700 Building $155,200
2024		$169,900 (+7.53%) Land $42,700 Building $127,200	$169,900 (+7.53%) Land $42,700 Building $127,200
2023	$1,266.00 Homeowner's exemption Disabled Person's exemption
2022		$158,000 Land $35,000 Building $123,000	$158,000 Land $35,000 Building $123,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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