5499 Ln 55, Aurora, MN 55705 Property Records

St. Louis County property record for 5499 Ln 55, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1992
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jan 2024)
Tax Bill	$818 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`570-0023-00010`

Property Details

APN / Parcel Number

Primary APN	`570-0023-00010`
Alternative APNs	`1160037` `665874`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,120 sqft Gross Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Lot Area	1,742,400 sqft (40 acres)
Garage Area	768 sqft
Deck Area	384 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1160037
Street Address	5499 LANE 55
City	AURORA
State	MN
Zip	55705-8816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	NE 1/4 OF NE 1/4 SERIAL #
Legal Range	15W
Legal Township	58N
Legal Section	17
Legal Subdivision	WHITE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2067
Census Tract	13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5499 LANE 55, AURORA, MN 55705-8816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Warranty Deed, Transfer · Commercial Mortgage CITIZENS STATE BANK
Jan 16, 2024	Warranty Deed, Transfer · Commercial Mortgage CITIZENS STATE BANK
Oct 18, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	Jan 16, 2024 · Amount on Record
Deed Document Number	20241481887
Prior Transfer Date	Jul 10, 2001
Prior Transfer Doc	0000824389
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 23, 2024
Property Address	5499 LANE 55, AURORA, MN 55705-8816
Document Number	0001481887
Instrument Date	Dec 11, 2023
Instrument	1481887
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5499 LANE 55, AURORA, MN 55705-8816

Mortgage

Document Number	0001481888
Date	Jan 23, 2024
Instrument	1481888

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 16, 2024
Property Address	5499 LANE 55, AURORA, MN 55705-8816
Document Number	0001481573
Instrument Date	Dec 11, 2023
Instrument	1481573
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5499 LANE 55, AURORA, MN 55705-8816

Mortgage

Document Number	0001481574
Date	Jan 16, 2024
Instrument	1481574

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Oct 18, 2023
Property Address	5499 LANE 55, AURORA, MN 55705-8816
Document Number	0001073473
Instrument Date	Oct 17, 2023
Instrument	1073473
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$818.00 (+53.76%) Homeowner's exemption
2025	$532.00 (-29.44%) Homeowner's exemption	$144,100 (+23.58%) Land $83,800 Building $60,300	$144,100 (+23.58%) Land $83,800 Building $60,300
2024		$116,600 (+13.42%) Land $72,600 Building $44,000	$116,600 (+13.42%) Land $72,600 Building $44,000
2023	$754.00 Homeowner's exemption
2022		$102,800 Land $58,200 Building $44,600	$102,800 Land $58,200 Building $44,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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