558 Summerfield Rd, Independence, VA 24348 Property Records

Grayson County property record for 558 Summerfield Rd, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,082 sqft · built 1975
Lot Size	4.67 acres (203,599 sqft)
Owner	Individual Name on Record
Tax Bill	$697 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`36-A-38`

Property Details

APN / Parcel Number

Primary APN	`36-A-38`
Alternative APN	`2015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,082 sqft Living Area
Gross Area	2,259 sqft
1st Floor Area	2,044 sqft
Basement Area	1,082 sqft
Unfinished Basement	962 sqft
Flooring	Plywood
Interior Walls	Wood

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	203,599 sqft (4.67 acres)
Terrain	Rolling
Porch	Porch
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2015
Street Address	558 SUMMERFIELD RD
City	INDEPENDENCE
State	VA
Zip	24348-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	4.674 36-A-38
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	2
Census Block	2002
Census Tract	60201

Owner

Source: Grayson County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	558 SUMMERFIELD RD, INDEPENDENCE, VA 24348-4702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 24, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 29, 2020
Transfer Doc	644/722
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	558 SUMMERFIELD RD, INDEPENDENCE, VA 24348-4702
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000616/650
Date	Mar 9, 2018
Book Page	616/650
Instrument	180000474

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

Interest

Rate Type	Fixed Rate
Rate	3.88%

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON VA
Recording Date	Aug 24, 2020
Property Address	558 SUMMERFIELD RD, INDEPENDENCE, VA 24348-4702
Document Number	644/722
Book / Page	644 / 722
Instrument Date	Jun 29, 2020
Instrument	200001610
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 SUMMERFIELD RD, INDEPENDENCE, VA 24348-4702

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$697.00 (-19.42%)	$120,200 (-) Land $33,000 Building $87,200	$120,200 (-) Land $33,000 Building $87,200
2023	$865.00	$120,200 Land $33,000 Building $87,200	$120,200 Land $33,000 Building $87,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 74% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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