439 Summerfield Rd, Independence, VA 24348 Property Records

Grayson County property record for 439 Summerfield Rd, Independence, VA 24348

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,242 sqft · built 2004
Lot Size	1 acres (43,647 sqft)
Owner	Individual Name on File
Last Sale	$146,500 (Sep 2025)
Tax Bill	$343 (2025)
Deeds & Mortgages	Sep 2025 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-A-44B`

Property Details

APN / Parcel Number

Primary APN	`36-A-44B`
Alternative APN	`16912`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	1,258 sqft
1st Floor Area	1,242 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Metal
Lot Area	43,647 sqft (1 acres)
Terrain	Rolling
Deck Area	16 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16912
Street Address	439 SUMMERFIELD RD
City	INDEPENDENCE
State	VA
Zip	24348-4704
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RF
Legal Description	1.002 36-A-44B
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	1
Census Block	1026
Census Tract	60201

Owner

439 Summerfield Rd, a mobile home, is owned and occupied by an individual who bought it in September 2025.

Source: Grayson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	439 SUMMERFIELD RD, INDEPENDENCE, VA 24348-4704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	Dec 21, 2011 · Amount on File
Deed Document Number	20251709
Deed Book / Page	710 / 749
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON VA
Recording Date	Sep 5, 2025
Property Address	439 SUMMERFIELD RD, INDEPENDENCE, VA 24348-4704
Document Number	000710/749
Book / Page	710 / 749
Instrument Date	Sep 4, 2025
Instrument	250001709
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SUMMER BREEZE RD, INDEPENDENCE, VA 24348

Mortgage

Document Number	0250001711
Date	Sep 5, 2025
Instrument	250001711

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	000710/751
Date	Sep 5, 2025
Book Page	710/751
Instrument	250001710

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 439 Summerfield Rd was $343, up 7.2% from the year before.

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$343.00 (+7.19%)	$59,300 (-) Land $16,500 Building $42,800	$59,300 (-) Land $16,500 Building $42,800
2024	$320.00 (-40.3%)	$59,300 (-) Land $16,500 Building $42,800	$59,300 (-) Land $16,500 Building $42,800
2023	$536.00	$59,300 Land $16,500 Building $42,800	$59,300 Land $16,500 Building $42,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 439 Summerfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Summerfield Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 74% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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