451 Summerfield Rd, Independence, VA 24348 Property Records

Grayson County property record for 451 Summerfield Rd, Independence, VA 24348

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,352 sqft · built 2000
Lot Size	40.9 acres (1,782,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Aug 2026)
Tax Bill	$1,525 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-A-38D`

Property Details

APN / Parcel Number

Primary APN	`36-A-38D`
Alternative APN	`216`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	3,424 sqft
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2015
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,782,475 sqft (40.9 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	168 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	216
Street Address	451 SUMMERFIELD RD
City	INDEPENDENCE
State	VA
Zip	24348-4704
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RF
Legal Description	40.92 36-A-38D
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	1
Census Block	1026
Census Tract	60201

Owner

Source: Grayson County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 SUMMERFIELD RD, INDEPENDENCE, VA 24348-4704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE
May 28, 2021	Intrafamily Transfer, Transfer
Sep 25, 2019	Gift Deed, Transfer
Nov 20, 2018	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Deed Document Number	20261603
Deed Book / Page	723 / 701
Prior Transfer Date	May 13, 2024
Prior Transfer Doc	000694/845
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON VA
Recording Date	Aug 31, 2026
Property Address	451 SUMMERFIELD RD, INDEPENDENCE, VA 24348-4704
Document Number	0000001603
Book / Page	723 / 701
Instrument Date	Aug 31, 2026
Instrument	20261603
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	APPALACHIAN TITLE RESEARCH, APPALACHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,825.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 SUMMERFIELD RD, INDEPENDENCE, VA 24348-4704

Mortgage

Document Number	0000001604,
Date	Aug 31, 2026
Instrument	20261604

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON VA
Recording Date	May 28, 2021
Property Address	451 SUMMERFIELD RD, INDEPENDENCE, VA 24348-4704
Document Number	656/30
Book / Page	656 / 30
Instrument Date	May 26, 2021
Instrument	210001165
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 POWDER MILL RD, IVANHOE, VA 24350-3728

September 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GRAYSON VA
Recording Date	Sep 25, 2019
Property Address	451 SUMMERFIELD RD, INDEPENDENCE, VA 24348-4704
Document Number	633/542
Book / Page	633 / 542
Instrument Date	Sep 18, 2019
Instrument	190001664
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 SUMMERFIELD RD, INDEPENDENCE, VA 24348-4704

November 2018: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GRAYSON VA
Recording Date	Nov 20, 2018
Property Address	451 SUMMERFIELD RD, INDEPENDENCE, VA 24348-4704
Document Number	624/663
Book / Page	624 / 663
Instrument Date	Sep 18, 2018
Instrument	180002168
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 SUMMERFIELD RD, INDEPENDENCE, VA 24348-4704

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,525.00 (-6.78%)	$263,100 (-) Land $177,700 Building $85,400	$263,100 (-) Land $177,700 Building $85,400
2023	$1,636.00	$263,100 Land $177,700 Building $85,400	$263,100 Land $177,700 Building $85,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 70% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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