558 S 5th St, Independence, OR 97351 Property Records

Polk County property record for 558 S 5th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 1,480 sqft · built 1905
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Oct 2020)
Tax Bill	$3,041 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08428-BC-01500`

Property Details

APN / Parcel Number

Primary APN	`08428-BC-01500`
Alternative APN	`204765`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	792 sqft
Attic	Attic
Attic Area	1,376 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2005
Architectural Style	Multi-Level
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Garage Area	448 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	280 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	204765
Street Address	558 S 5TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HILLS ADDITION LOT 3 BLOCK 5
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	HILLS ADDITION
Legal Block	5
Legal Lot Number	3
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3040
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

558 S 5th St is owned and occupied by an individual who bought it in October 2020.

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	558 S 5TH ST, INDEPENDENCE, OR 97351-1920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage GUILD MTG
Oct 15, 2020	Correction Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Aug 28, 2020	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Oct 11, 2018	Warranty Deed, Transfer FIRST AMERICAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	Aug 28, 2020 · Amount on File
Deed Document Number	202015195
Prior Transfer Date	Dec 16, 2004
Prior Transfer Doc	0000020002
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	558 S 5TH ST, INDEPENDENCE, OR 97351-1920
Document Number	0000015196
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 S 5TH ST INDEPENDENCE OR 973511920, INDEPENDENCE, OR 97351-1920

Mortgage

Document Number	0000015196
Date	Oct 15, 2020
Instrument	15196

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

October 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK OR
Recording Date	Oct 15, 2020
Property Address	558 S 5TH ST, INDEPENDENCE, OR 97351-1920
Document Number	0000015195
Instrument Date	Oct 15, 2020
Instrument	15195
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 S 5TH ST INDEPENDENCE OR 973511920, INDEPENDENCE, OR 97351-1920

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Aug 28, 2020
Property Address	558 S 5TH ST, INDEPENDENCE, OR 97351-1920
Document Number	0000012403
Instrument Date	Aug 27, 2020
Instrument	2020-012403
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 S 5TH ST, INDEPENDENCE, OR 97351-1920

Mortgage

Document Number	0000012404
Date	Aug 28, 2020
Instrument	2020-012404

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 11, 2018
Property Address	558 S 5TH ST, INDEPENDENCE, OR 97351-1920
Document Number	0000011940
Instrument Date	Oct 2, 2018
Instrument	11940
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3930 SE GLENWOOD ST PORTLAND OR 972027768, PORTLAND, OR 97202-7768

Tax Assessment & Valuation

The 2025 property tax bill for 558 S 5th St was $3,041, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,640 (+2.99%) Land $40,550 Building $131,090	$371,720 (-4.4%) Land $150,000 Building $221,720
2025	$3,041.00 (+3.79%)	$166,650 (+3%) Land $39,370 Building $127,280	$388,810 (+3.15%) Land $149,300 Building $239,510
2024	$2,930.00 (-2.5%)	$161,800 (+3%) Land $38,220 Building $123,580	$376,930 (-1.46%) Land $137,000 Building $239,930
2023	$3,005.00 (+8.92%)	$157,090 (+3%) Land $37,110 Building $119,980	$382,500 (+5.25%) Land $138,200 Building $244,300
2022	$2,759.00	$152,520 Land $36,020 Building $116,500	$363,420 Land $117,500 Building $245,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 558 S 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 558 S 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

Nearby Properties on S 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures