536 S 5th St, Independence, OR 97351 Property Records

Polk County property record for 536 S 5th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 2,636 sqft · built 1904
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$99,900 (Jan 2005)
Tax Bill	$3,623 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08428-BC-01400`

Property Details

APN / Parcel Number

Primary APN	`08428-BC-01400`
Alternative APN	`204752`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,636 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	1,196 sqft
2nd Floor Area	838 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1991
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Garage Area	280 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	70 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	204752
Street Address	536 S 5TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HILLS ADDITION LOT 2 BLOCK 5
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	HILLS ADDITION
Legal Block	5
Legal Lot Number	2
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3040
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

536 S 5th St is owned and occupied by an individual who acquired it in October 2005.

Source: Polk County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	536 S 5TH ST, INDEPENDENCE, OR 97351-1920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit VALLEY CU
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit VALLEY CU
Jan 31, 2018	Quit Claim Deed, Transfer · Conventional with PMI CENTENNIAL LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2005 · Amount on File
Deed Sale	Jan 4, 2005 · Amount on File
Deed Document Number	2005177
Last Transfer Date	Oct 29, 2005
Transfer Doc	0000004970
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Recording Date	Jun 3, 2026
Property Address	536 S 5TH ST, INDEPENDENCE, OR 97351-1920
Document Number	0000004458
Instrument Date	May 29, 2026
Instrument	20264458
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 S 5TH ST, INDEPENDENCE, OR 97351-1920

Mortgage

Document Number	0000004458,
Date	Jun 3, 2026
Instrument	20264458

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	536 S 5TH ST, INDEPENDENCE, OR 97351-1920
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010065
Date	Jun 18, 2021
Instrument	2021-010065

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	536 S 5TH ST, INDEPENDENCE, OR 97351-1920
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8536 S 5T STREET, INDEPENDENCE, OR 97351

Mortgage

Document Number	0000012461
Date	Aug 3, 2021
Instrument	2021-012461

Lender

Name	VALLEY CU
Type	Credit Union
Address	SALEM, OR 97309

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 2, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	536 S 5TH ST, INDEPENDENCE, OR 97351-1920
Document Number	0000010848
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 S 5TH ST INDEPENDENCE OR 973511920, INDEPENDENCE, OR 97351-1920

Mortgage

Document Number	0000010848
Date	Sep 13, 2018
Instrument	10848

Lender

Name	VALLEY CU
Type	Credit Union
Address	SALEM, OR 97309

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 12, 2038

Interest

Rate Type	Adjustable Rate

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK OR
Recording Date	Jan 31, 2018
Property Address	536 S 5TH ST, INDEPENDENCE, OR 97351-1920
Document Number	0000001240
Instrument Date	Jan 26, 2018
Instrument	1240
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 S 5TH ST INDEPENDENCE OR 973511920, INDEPENDENCE, OR 97351-1920

Mortgage

Document Number	1241
Date	Jan 31, 2018
Instrument	1241

Lender

Name	CENTENNIAL LNDG
Address	LONGMONT, CO 80504

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 536 S 5th St was $3,623, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,510 (+3%) Land $41,770 Building $162,740	$550,210 (-5.56%) Land $150,000 Building $400,210
2025	$3,623.00 (+3.78%)	$198,560 (+3%) Land $40,550 Building $158,010	$582,610 (+2.96%) Land $149,300 Building $433,310
2024	$3,491.00 (-2.51%)	$192,780 (+3%) Land $39,370 Building $153,410	$565,880 (-1.62%) Land $137,000 Building $428,880
2023	$3,581.00 (+8.94%)	$187,170 (+3%) Land $38,220 Building $148,950	$575,180 (+6.95%) Land $138,200 Building $436,980
2022	$3,287.00	$181,720 Land $37,110 Building $144,610	$537,780 Land $117,500 Building $420,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 536 S 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 536 S 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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